234 Sand Flat Ln, Temple, TX 76502 Property Records

Bell County property record for 234 Sand Flat Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,707 sqft · built 2020
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on File
Last Sale	$462,500 (May 2021)
Tax Bill	$6,768 (2025)
Deeds & Mortgages	Sep 2020 Construction Loan May 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0403709179`

Property Details

APN / Parcel Number

Primary APN	`0403709179`
Alternative APNs	`484115` `840418`

Interior

Stories	2 Stories
Building Area	2,707 sqft Living Area
1st Floor Area	2,332 sqft
2nd Floor Area	375 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	22,651 sqft (0.52 acres)
Garage Area	751 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	234 SAND FLAT LN
City	TEMPLE
State	TX
Zip	76502-7291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH LAKE ESTATES, BLOCK 002, LOT 0012, ACRES .52
Legal Subdivision	NORTH LAKE ESTATES
Legal Block	2
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Deed of Trust, Mortgage · Construction Mortgage THE FIRST NATIONAL BANK OF EVANT
May 18, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Jul 29, 2020	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE
Jul 29, 2020	Warranty Deed, Transfer TEXAS TITLE - THE PEARSON FIRM

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2021 · Amount on Record
Deed Sale	May 18, 2021 · Amount on Record
Deed Document Number	202130932
Prior Transfer Date	May 14, 2021
Prior Transfer Doc	0000030932
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	BLACKACRE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052909
Date	Sep 29, 2020
Instrument	2020-00052909

Lender

Name	THE FIRST NATIONAL BANK OF EVANT
Type	Bank
Address	GATESVILLE, TX 76528

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

May 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 18, 2021
Property Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000030932
Map Reference	PL 2018-143A&B
Instrument Date	May 14, 2021
Instrument	2021030932
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2021
Title Company	NOT AVAILABLE, BLACKACRE TITLE COPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number	0000030933
Date	May 18, 2021
Instrument	2021030933

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Aug 27, 2020
Property Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000045475
Instrument Date	Aug 27, 2020
Instrument	45475
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2606 NEARS DR GATESVILLE TX 76528, GATESVILLE, TX 76528

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 29, 2020
Property Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000038299
Instrument Date	Jul 24, 2020
Instrument	38299
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	182 SAND FLAT LN TEMPLE TX 765027290, TEMPLE, TX 76502-7290

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Jul 29, 2020
Property Address	234 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000038298
Instrument Date	Jul 24, 2020
Instrument	38298
Transaction Type	Transfer
Record Updated	Oct 1, 2020
Title Company	TEXAS TITLE - THE PEARSON FIRM

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,768.00 (-1.54%)	$586,649 (-1.09%) Land $58,000 Building $528,649	$586,649 (-1.09%) Land $58,000 Building $528,649
2023	$6,874.00 (-12.09%) Homeowner's exemption	$593,141 Land $58,000 Building $535,141	$593,141 Land $58,000 Building $535,141
2022	$7,819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100

May also be available: AMG Technology Investment Group, Verizon.

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