Bell County property record for 226 Sand Flat Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2,130 sqft · built 2021 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,104 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Mar 2024 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403709185 |
| Primary APN | 0403709185 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,130 sqft Living Area |
| 1st Floor Area | 2,130 sqft |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 23,087 sqft (0.53 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 1 sqft |
| Porch | Open Porch |
| Porch Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 864187 |
|---|---|
| Street Address | 226 SAND FLAT LN |
| City | TEMPLE |
| State | TX |
| Zip | 76502-7291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE ESTATES, BLOCK 002, LOT 0014, ACRES .53 |
| Legal Subdivision | NORTH LAKE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
Source: Bell County records · APN 0403709185
Assessment roll updated August 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 13, 2024 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Nov 05, 2025 | Vendor's Lien, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Mar 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 23, 2020 | Deed of Trust, Construction Loan · Line of Credit BANCORPSOUTH |
| Aug 28, 2019 | Vendor's Lien, Transfer · Commercial Mortgage TEXAS FIRST STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 05, 2025 |
| Deed Sale | Nov 05, 2025 |
| Prior Sale | Aug 28, 2019 |
| Deed Document Number | 2025054794 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | TEXAS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000073829 |
|---|---|
| Date | Nov 09, 2021 |
| Instrument | 2021073829 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000010663 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024010663 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | BELTON, TX 76513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 26, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Nov 05, 2025 |
| Property Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000054794 |
| Map Reference | DOC 2018-143A&B |
| Instrument Date | Nov 03, 2025 |
| Instrument | 2025054794 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | FIRST COUNTY TITLE, FIRST COMMUNITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1861 SHANKLIN RD, BELTON, TX 76513-7328 |
| Name | Verified Name |
|---|---|
| Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000054795 |
|---|---|
| Date | Nov 05, 2025 |
| Instrument | 2025054795 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CENTRALAND TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000010806 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2020-00010806 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jul 23, 2020 |
| Property Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000037222 |
| Instrument Date | Jul 15, 2020 |
| Instrument | 37222 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 19, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 226 SAND FLAT LN TEMPLE TX 765027291, TEMPLE, TX 76502-7291 |
| Document Number | 0000037222 |
|---|---|
| Date | Jul 23, 2020 |
| Instrument | 37222 |
| Name | BANCORPSOUTH |
|---|---|
| Type | Bank |
| Address | BELTON, TX 76513 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 22, 2021 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Aug 28, 2019 |
| Property Address | 226 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000038932 |
| Map Reference | DOC 2018 PL 143-A |
| Instrument Date | Aug 27, 2019 |
| Instrument | 2019-00038932 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8702 ADAMS LN, 8702, TEMPLE, TX 76502-5158 |
| Name | Verified Name |
|---|---|
| Address | 146 MIKEY LN, TEMPLE, TX 76502-7087 |
| Document Number | 0000038934 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 2019-00038934 |
| Name | TEXAS FIRST STATE BANK |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Bell County records · Assessment roll updated August 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $535,056 (-1.74%) Land $58,000 Building $477,056 | $535,056 (-1.74%) Land $58,000 Building $477,056 | |
| 2024 | $7,104.00 (-11.04%) | ||
| 2023 | $7,986.00 (+4.32%) | $544,550 Land $58,000 Building $486,550 | $544,550 Land $58,000 Building $486,550 |
| 2022 | $7,655.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 65% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOFFAT WSC serves 4,633 people |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures