223 Sand Flat Ln, Temple, TX 76502 Property Records

Bell County property record for 223 Sand Flat Ln, Temple, TX 76502 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2,157 sqft · built 2021
Lot Size0.59 acres (25,700 sqft)
OwnerIndividual Name on File
Last Sale$269,200 (Jun 2021)
Tax Bill$346 (2021)
Deeds & MortgagesJun 2021 Mortgage
Dec 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0403709323

Property Details

APN / Parcel Number

Primary APN0403709323
Alternative APNs
  • 484163
  • 840418

Interior

Stories1 Story
Building Area2,157 sqft Living Area
1st Floor Area2,157 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Lot Area25,700 sqft (0.59 acres)
Garage Area565 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Location & Zoning

Street Address223 SAND FLAT LN
CityTEMPLE
StateTX
Zip76502-7291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNORTH LAKE ESTATES, BLOCK 004, LOT 0017, ACRES .590
Legal SubdivisionNORTH LAKE ESTATES
Legal Block4
Legal Lot Number17
JurisdictionBELL TX
Township / Civil DivisionNORTHWEST BELL
Census Block Group3
Census Block3000
Census Tract20203

Owner

Source: Bell County records · APN 0403709323

Assessment roll updated February 9, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address223 SAND FLAT LN, TEMPLE, TX 76502-7291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 29, 2021Vendor's Lien, Subdivision Related Transfer · VA Mortgage
USAA FSB
Dec 07, 2020Warranty Deed, Transfer
TEXAS TITLE - THE PEARSON FIRM
Sep 30, 2020Deed of Trust, Construction Loan · Construction Mortgage
FIRST GUARANTY BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 29, 2021 · Amount on Record
Deed SaleJun 29, 2021 · Amount on Record
Deed Document Number202141365
Prior Transfer DateJun 28, 2021
Prior Transfer Doc0000041365
Record UpdatedSep 20, 2026

June 2021: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJun 29, 2021
Property Address223 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000041365
Map ReferenceDOC 2018-143A&B
Instrument DateJun 28, 2021
Instrument2021041365
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 15, 2022
Title CompanyFIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15041 OLD TROY RD, 15041, TROY, TX 76579-3717

Transferred To (Grantee/Buyer)

NameVerified Name
Address223 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number0000041366
DateJun 29, 2021
Instrument2021041366
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBELL TX
Recording DateDec 07, 2020
Property Address223 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000067684
Instrument DateDec 03, 2020
Instrument67684
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyTEXAS TITLE - THE PEARSON FIRM

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address15041 OLD TROY RD TROY TX 765793717, TROY, TX 76579-3717
InvestorPossibly a Property Investor

September 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateSep 30, 2020
Property Address223 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number0000052977
Instrument DateSep 29, 2020
Instrument52977
Transaction TypeConstruction Loan
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158

Mortgage

Document Number0000052977
DateSep 30, 2020
Instrument52977
Lender
NameFIRST GUARANTY BK
TypeBank
AddressWACO, TX 76712-3801
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 29, 2021

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictBelton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$486,563 (-2.08%)$487,983 (-1.8%) Land $58,000 Building $429,983
2023$496,907 Land $58,000 Building $438,907$496,907 Land $58,000 Building $438,907
2021$346.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270202033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 66% of the US · above 53% of Texas
Wildfire LikelihoodAbout 1 in 610 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Altitude ISPFixed Wireless (unlicensed)500 / 100

May also be available at this address: AMG Technology Investment Group, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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