Bell County property record for 242 Sand Flat Ln, Temple, TX 76502
| Property Type | Single Family Home |
|---|---|
| Details | 2,503 sqft · built 2021 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,860 (2024) |
| Deeds & Mortgages | Mar 2026 Sale Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0403709173 |
| Primary APN | 0403709173 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,503 sqft Living Area |
| 1st Floor Area | 2,503 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 22,651 sqft (0.52 acres) |
| Garage Area | 833 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 242 SAND FLAT LN |
|---|---|
| City | TEMPLE |
| State | TX |
| Zip | 76502-7291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE ESTATES, BLOCK 002, LOT 0010, ACRES .52 |
| Legal Subdivision | NORTH LAKE ESTATES |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | BELL TX |
| Township / Civil Division | NORTHWEST BELL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20203 |
Source: Bell County records · APN 0403709173
Assessment roll updated February 9, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 05, 2026 | Warranty Deed, Transfer MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Jan 05, 2023 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Mar 22, 2022 | Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Sep 30, 2020 | Deed of Trust, Construction Loan · Construction Mortgage FIRST GUARANTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 05, 2026 |
| Deed Sale | Mar 05, 2026 |
| Prior Sale | Jan 05, 2023 · Amount on Record |
| Deed Document Number | 202610381 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 05, 2026 |
| Property Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000010381 |
| Map Reference | PL 2018 NO 143A&B |
| Instrument Date | Mar 05, 2026 |
| Instrument | 2026010381 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5313 HILLSIDE DR, WARRENTON, VA 20187-9347 |
| Name | Verified Name |
|---|---|
| Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Jan 05, 2023 |
| Property Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000000668 |
| Map Reference | DOC 2018 PL 143-A&B |
| Instrument Date | Jan 02, 2023 |
| Instrument | 2023000668 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | FIRST COMMUNITY TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 650 4TH AVE, BUCKLEY, WA 98321-8777 |
| Name | Verified Name |
|---|---|
| Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Investor | Possibly a Property Investor |
| Document Number | 0000000669 |
|---|---|
| Date | Jan 05, 2023 |
| Instrument | 2023000669 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 364 Months |
| Due | May 01, 2053 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 22, 2022 |
| Property Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000018219 |
| Map Reference | DOC 2016-143-A&B |
| Instrument Date | Mar 16, 2022 |
| Instrument | 2022018219 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 30, 2026 |
| Title Company | BLACKHAWK TITLE COMPANY, BLACKACRE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 242 SAND FLAT LN # 5415, 5415, TEMPLE, TX 76502-7291 |
| Document Number | 0000018220 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 2022018220 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Sep 30, 2020 |
| Property Address | 242 SAND FLAT LN, TEMPLE, TX 76502-7291 |
| Document Number | 0000052977 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 52977 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 13, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158 |
| Document Number | 0000052977 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | 52977 |
| Name | FIRST GUARANTY BK |
|---|---|
| Type | Bank |
| Address | WACO, TX 76712-3801 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 29, 2021 |
Source: Bell County records · Assessment roll updated February 9, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Belton Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $592,244 (-1.52%) Land $58,000 Building $534,244 | $592,244 (-1.52%) Land $58,000 Building $534,244 | |
| 2024 | $8,860.00 (+13,963.49%) | ||
| 2023 | $63.00 (-98.98%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $601,389 Land $58,000 Building $543,389 | $601,389 Land $58,000 Building $543,389 |
| 2022 | $6,189.00 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Moderate above 65% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Altitude ISP Fixed Wireless | 500 / 100 |
May also be available: AMG Technology Investment Group, Verizon.
Based on FCC filings for 122 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MOFFAT WSC serves 4,633 people |
|---|---|
| Water Source | Purchased surface water from BLUEBONNET WSC |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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