238 Sand Flat Ln, Temple, TX 76502 Property Records

Bell County property record for 238 Sand Flat Ln, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2,690 sqft · built 2020
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$569,389 (May 2022)
Tax Bill	$2,236 (2022)
Deeds & Mortgages	Aug 2026 Transfer May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0403709176`

Property Details

APN / Parcel Number

Primary APN	`0403709176`
Alternative APNs	`484114` `840418`

Interior

Stories	1 Story
Building Area	2,690 sqft Living Area
1st Floor Area	2,690 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	22,651 sqft (0.52 acres)
Garage Area	845 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch

Location & Zoning

Street Address	238 SAND FLAT LN
City	TEMPLE
State	TX
Zip	76502-7291
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH LAKE ESTATES, BLOCK 002, LOT 0011, ACRES .52
Legal Subdivision	NORTH LAKE ESTATES
Legal Block	2
Legal Lot Number	11
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	3
Census Block	3000
Census Tract	20203

Owner

Source: Bell County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	238 SAND FLAT LN, TEMPLE, TX 76502-7291
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 19, 2022	Vendor's Lien, Subdivision Related Transfer · VA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 30, 2020	Deed of Trust, Construction Loan · Construction Mortgage FIRST GUARANTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on Record
Deed Sale	May 19, 2022 · Amount on Record
Deed Document Number	202232124
Last Transfer Date	Aug 4, 2026
Transfer Doc	0000039383
Record Updated	Sep 20, 2026

August 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Aug 4, 2026
Property Address	238 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000039383
Instrument Date	Aug 4, 2026
Instrument	202639383
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SAND FLAT LN, TEMPLE, TX 76502-7291

May 2022: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	May 19, 2022
Property Address	238 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000032124
Instrument Date	May 17, 2022
Instrument	2022032124
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 15, 2022
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP OF TX L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	238 SAND FLAT LN, TEMPLE, TX 76502-7291

Mortgage

Document Number	0000032125
Date	May 19, 2022
Instrument	2022032125

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

September 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	Sep 30, 2020
Property Address	238 SAND FLAT LN, TEMPLE, TX 76502-7291
Document Number	0000052977
Instrument Date	Sep 29, 2020
Instrument	52977
Transaction Type	Construction Loan
Record Updated	Oct 13, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8702 ADAMS LN TEMPLE TX 765025158, TEMPLE, TX 76502-5158

Mortgage

Document Number	0000052977
Date	Sep 30, 2020
Instrument	52977

Lender

Name	FIRST GUARANTY BK
Type	Bank
Address	WACO, TX 76712-3801

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 29, 2021

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$592,107 (-1.06%) Land $58,000 Building $534,107	$592,107 (-1.06%) Land $58,000 Building $534,107
2023		$598,427 Land $58,000 Building $540,427	$598,427 Land $58,000 Building $540,427
2022	$2,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100

May also be available: Nextlink, Verizon.

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