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2336 Discovery Loop, Panama City, FL 32405 Property Records

Bay County property record for 2336 Discovery Loop, Panama City, FL 32405 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 2024
Lot Size0.092 acres (4,007 sqft)
Owner2 Individual Names on File
Last Sale$417,938 (Dec 2024)
Tax Bill$5,724 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
Sep 2024 Sale
Flood ZoneZone X (minimal risk)
APN11731-450-320

Property Details

APN / Parcel Number

Primary APN11731-450-320

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,532 sqft Living Area
Gross Area2,284 sqft
1st Floor Area1,532 sqft

Exterior

Lot Area4,007 sqft (0.092 acres)
Lot Dimensions70 ft deep x 55 ft wide
Total Buildings2 Buildings

Location & Zoning

Street Address2336 DISCOVERY LOOP
CityPANAMA CITY
StateFL
Zip32405-2983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWEETBAY PH 1D-NORTH-B LOT 608 ORB 4678 P 1325
Legal SubdivisionSWEETBAY PH 1D-NORTH-B
Legal Lot Number608
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1014
Census Tract1501

Owner

Source: Bay County records · APN 11731-450-320

Assessment roll updated January 5, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2113 SEDGES AVE, PANAMA CITY, FL 32405-2970
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2024Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK
Sep 30, 2024Special Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 05, 2024 · Amount on Record
Deed SaleDec 05, 2024 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Document Number202470857
Deed Book / Page4865 / 1452
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateDec 05, 2024
Property Address2336 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
Document Number0048651452
Book / Page4865 / 1452
Map ReferenceMB 30 PG 21
Instrument DateDec 04, 2024
Instrument2024070857
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE 30A LLC, SOUTH OAK TITLE GRAYTON LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,926.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3111 TIMBERLAKE ROAD # 100, 100, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2113 SEDGES AVE, PANAMA CITY, FL 32405-2970

Mortgage

Document Number2024070858
DateDec 05, 2024
Instrument2024070858
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateSep 30, 2024
Property Address2336 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
Document Number0048452060
Book / Page4845 / 2060
Map ReferenceMB 30 PG 21
Instrument DateSep 23, 2024
Instrument2024057720
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$4,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,724.00 (+486.48%)$362,423 Land $66,300 Building $296,123$362,423 Land $66,300 Building $296,123
2024$976.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 300 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies300 in force
236 of 300 on primary residences
Nearby Flood Claims154 (1984–2022)
Claims Outside the SFHA16 of 154
Most Recent ClaimMay 2022, other causes
Flood Events
  • Hurricane Michael (Oct 2018), 49 claims
  • Hurricane Dennis (Jul 2005), 13 claims
  • Hurricane Opal (Oct 1995), 63 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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