2320 Discovery Loop, Panama City, FL 32405 Property Records

Bay County property record for 2320 Discovery Loop, Panama City, FL 32405 · Last verified February 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size2,962 sqft (0.067 acres)
Last Sale$362,988 (2025)
Tax Bill$837.00 (2025)

Property Details

APN / Parcel Number

Primary APN11731-450-310

Exterior

Lot Area2,962 sqft (0.067 acres)
Depth X Width75 ft x 40 ft Depth x Width

Location & Zoning

Street Address2320 DISCOVERY LOOP
CityPANAMA CITY
StateFL
Zip32405-2983
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionSWEETBAY PH 1D-NORTH-B LOT 606 ORB 4898 P 524
Legal SubdivisionSWEETBAY
Legal Phase1D
Legal Lot Number606
JurisdictionBAY FL
Minor Civil DivisionPANAMA CITY
Census Blockgroup1
Census Block1014
Census Tract1501

Owner

Source: Bay County records · APN 11731-450-310

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address421 JENKS AVE UNIT 2549, 2549, PANAMA CITY, FL 32402-7803
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST COLONY MORTGAGE CORP
Sep 30, 2024Special Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 31, 2025 · Amount on Record
Deed SaleMar 31, 2025 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Doc Number2025017266
Deed Book / Page4898 / 524
Record RefreshedJun 08, 2026

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateMar 31, 2025
Property Address2320 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
Document Number0048980524
Book / Page4898 / 524
Map ReferenceMB 30 PG 21-24
Instrument DateMar 28, 2025
Instrument2025017266
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,541.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 JENKS AVE UNIT 2549, 2549, PANAMA CITY, FL 32402-7803

Mortgage

Document Number0004898529
DateMar 31, 2025
Instrument4898/529
Lender
NameFIRST COLONY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2055

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateSep 30, 2024
Property Address2320 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
Document Number0048452060
Book / Page4845 / 2060
Map ReferenceMB 30 PG 21
Instrument DateSep 23, 2024
Instrument2024057720
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$4,900.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$837.00$53,040 Land $53,040$53,040 Land $53,040

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Discovery Loop

Nearby Streets

Search Property Records by Address or Parcel Number