Bay County property record for 2335 Discovery Loop, Panama City, FL 32405
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.091 acres (3,964 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,050,000 (May 2025) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | May 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 11731-500-165 |
| Primary APN | 11731-500-165 |
|---|
| Lot Area | 3,964 sqft (0.091 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Street Address | 2335 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2983 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | SWEETBAY PHASE 1D NORTH A LOT 519 ORB 4910 P 2281 |
| Legal Subdivision | SWEETBAY |
| Legal Phase | 1D |
| Legal Lot Number | 519 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1501 |
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311 |
| Owner Type | Company |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on Record |
| Deed Sale | May 8, 2025 · Amount on Record |
| Deed Document Number | 2025025593 |
| Deed Book / Page | 4910 / 2281 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 8, 2025 |
| Property Address | 2335 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Document Number | 0049102281 |
| Book / Page | 4910 / 2281 |
| Map Reference | MB 30 PG 21-24 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025025593 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584 |
| Name | Verified Name |
|---|---|
| Address | 3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311 |
| Investor | Possibly a Property Investor |
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 | $53,040 Land $53,040 | $53,040 Land $53,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, WOW Internet, Cable & Phone.
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