Bay County property record for 2323 Discovery Loop, Panama City, FL 32405 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2024 |
| Square Footage | 2,164 sqft Total Area |
| Lot Size | 3,964 sqft (0.091 acres) |
| Last Sale | $355,604 (2025) |
| Tax Bill | $5,103.00 (2025) |
| Primary APN | 11731-500-180 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,164 sqft Total Area |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Other Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 3,964 sqft (0.091 acres) |
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 2323 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2983 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SWEETBAY PHASE 1D NORTH A LOT 522 ORB 4932 P 148 |
| Legal Subdivision | SWEETBAY |
| Legal Phase | 1D |
| Legal Lot Number | 522 |
| Jurisdiction | BAY FL |
| Minor Civil Division | PANAMA CITY |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 1501 |
Source: Bay County records · APN 11731-500-180
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 148 HIDALGO DR, SOUTHPORT, FL 32409-1754 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 14, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MEGA CAPITAL FUNDING INC |
| Apr 16, 2024 | Special Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2025 · Amount on Record |
| Deed Sale | Jul 14, 2025 · Amount on Record |
| Prior Sale | Apr 16, 2024 · Amount on Record |
| Deed Doc Number | 2025039395 |
| Deed Book / Page | 4932 / 148 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jul 14, 2025 |
| Property Address | 2323 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Document Number | 0049320148 |
| Book / Page | 4932 / 148 |
| Map Reference | MB 30 PG 25 |
| Instrument Date | Jun 20, 2025 |
| Instrument | 2025039395 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,489.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311 |
| Name | Verified Name |
|---|---|
| Address | 148 HIDALGO DR, SOUTHPORT, FL 32409-1754 |
| Document Number | 0004932153 |
|---|---|
| Date | Jul 14, 2025 |
| Instrument | 4932/153 |
| Name | MEGA CAPITAL FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 16, 2024 |
| Property Address | 2323 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Document Number | 0047921334 |
| Book / Page | 4792 / 1334 |
| Map Reference | MB 30 PG 21 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024021646 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,310.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 WRIGHT PL, CARLSBAD, CA 92008-5526 |
| Name | Verified Name |
|---|---|
| Address | 3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311 |
| Investor | Possibly a Property Investor |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,103.00 (+549.24%) | $323,130 (+568.73%) Land $53,040 Building $270,090 | $323,130 (+568.73%) Land $53,040 Building $270,090 |
| 2024 | $786.00 (+127.83%) | $48,320 (+425.05%) Land $48,320 | $48,320 (+425.05%) Land $48,320 |
| 2023 | $345.00 | $9,203 Land $9,203 | $9,203 Land $9,203 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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