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2330 Discovery Loop, Panama City, FL 32405 Property Records

Bay County property record for 2330 Discovery Loop, Panama City, FL 32405 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,532 sqft · built 2024
Lot Size0.103 acres (4,487 sqft)
OwnerIndividual Name on File
Last Sale$406,442 (Jan 2025)
Tax Bill$5,035 (2025)
Deeds & MortgagesJan 2025 Sale
Sep 2024 Sale
Flood ZoneZone X (minimal risk)
APN11731-450-315

Property Details

APN / Parcel Number

Primary APN11731-450-315

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,532 sqft Heated Area
Gross Area2,284 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area4,487 sqft (0.103 acres)
Lot Dimensions75 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2330 DISCOVERY LOOP
CityPANAMA CITY
StateFL
Zip32405-2983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSWEETBAY PH 1D-NORTH-B LOT 607 ORB 4877 P 1092
Legal SubdivisionSWEETBAY
Legal Phase1D
Legal Lot Number607
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1014
Census Tract1501

Owner

Source: Bay County records · APN 11731-450-315

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2330 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2025Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE
Sep 30, 2024Special Warranty Deed, Transfer
SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 21, 2025 · Amount on Record
Deed SaleJan 21, 2025 · Amount on Record
Prior SaleSep 30, 2024 · Amount on Record
Deed Document Number2025003186
Deed Book / Page4877 / 1092
Record UpdatedJun 08, 2026

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJan 21, 2025
Property Address2330 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
Document Number0048771092
Book / Page4877 / 1092
Map ReferenceMB 30 PG 21
Instrument DateJan 14, 2025
Instrument2025003186
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$2,845.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3111 TIMBERLAKE RD, VESTAVIA, AL 35243-2311

Transferred To (Grantee/Buyer)

NameVerified Name
Address2330 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983

September 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionBAY FL
Recording DateSep 30, 2024
Property Address2330 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983
Document Number0048452060
Book / Page4845 / 2060
Map ReferenceMB 30 PG 21
Instrument DateSep 23, 2024
Instrument2024057720
Transaction TypeTransfer
Record UpdatedJan 26, 2026
Title CompanySOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

AmountAmount Recorded
Tax$4,900.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584

Transferred To (Grantee/Buyer)

NameVerified Name
Address3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,035.00$318,825 Land $66,300 Building $252,525$318,825 Land $66,300 Building $252,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050015011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 300 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies300 in force
236 of 300 on primary residences
Nearby Flood Claims154 (1984–2022)
Claims Outside the SFHA16 of 154
Most Recent ClaimMay 2022, other causes
Flood Events
  • Hurricane Michael (Oct 2018), 49 claims
  • Hurricane Dennis (Jul 2005), 13 claims
  • Hurricane Opal (Oct 1995), 63 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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