233 Frances Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 233 Frances Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 816 sqft · built 1958
Lot Size	0.166 acres (7,243 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (May 2023)
Tax Bill	$6,352 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`399-200-39-00`

Property Details

APN / Parcel Number

Primary APN	`399-200-39-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	816 sqft Living Area

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	7,243 sqft (0.166 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	233 FRANCES DR
City	EL CAJON
State	CA
Zip	92019-1558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK J LOT 46 /EXC RS 1235/ TR 001943
Legal Subdivision	HARBISON CANYON
Legal Tract	001943
Legal Block	J
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2026
Census Tract	15502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	233 FRANCES DR, EL CAJON, CA 92019-1558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Apr 7, 1998 · Amount on Record
Deed Document Number	2023124064
Prior Transfer Date	Oct 17, 1997
Prior Transfer Doc	0000526045
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2023
Property Address	233 FRANCES DR, EL CAJON, CA 92019-1558
Document Number	0000124064
Map Reference	MAP 1943
Instrument Date	May 9, 2023
Instrument	2023-0124064
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	NOT AVAILABLE, TITLE FORWARD OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	233 FRANCES DR, EL CAJON, CA 92019-1558
Investor	Possibly a Property Investor

Mortgage

Document Number	0000124065
Date	May 11, 2023
Instrument	2023-0124065

Lender

Name	SAN DIEGO FUNDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Alpine Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,437 (+2%) Land $286,427 Building $276,010
2025	$6,352.00 (+217.92%)	$551,410 (+232.72%) Land $280,811 Building $270,599
2023	$1,998.00 (+0.71%) Homeowner's exemption	$165,729 Land $84,399 Building $81,330
2022	$1,984.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1993–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 81% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20