San Diego County property record for 219 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,900 sqft · built 2018 |
| Lot Size | 0.217 acres (9,478 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $778,500 (Feb 2025) |
| Tax Bill | $6,864 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-190-37-00 |
| Primary APN | 399-190-37-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,900 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 9,478 sqft (0.217 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 3991902100 |
|---|---|
| Street Address | 219 FRANCES DR |
| City | EL CAJON |
| State | CA |
| Zip | 92019-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BLK J LOT 39 (EX WLY 18.50 FT)LOT 40&ALL OF TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | J |
| Legal Lot Number | 39,40 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 15502 |
219 Frances Dr is owned and occupied by two individuals who bought it in February 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2026 | Deed of Trust, Mortgage · VA Mortgage E MORTGAGE CAPITAL INC |
| Mar 29, 2024 | Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CABRILLO CU |
| Dec 7, 2018 | Grant Deed, Transfer · Conventional Mortgage HOME LNS TODAY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2025 · Amount on File |
| Deed Sale | Feb 14, 2025 · Amount on File |
| Prior Sale | Dec 7, 2018 · Amount on File |
| Deed Document Number | 202539108 |
| Prior Transfer Date | Jan 23, 2025 |
| Prior Transfer Doc | 0000039108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Investor | Possibly a Property Investor |
| Document Number | 0000012140 |
|---|---|
| Date | Jan 15, 2026 |
| Instrument | 2026-0012140 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92704 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Document Number | 0000078512 |
|---|---|
| Date | Mar 29, 2024 |
| Instrument | 2024-0078512 |
| Name | BETHPAGE FCU |
|---|---|
| Type | Credit Union |
| Address | BETHPAGE, NY 11714 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 28, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Document Number | 0000465057 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2020 |
| Title Company | TICOR TITLE SAN DIEGO BR |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 219 FRANCES DR EL CAJON CA 920191558, EL CAJON, CA 92019-1558 |
| Document Number | 0000465057 |
|---|---|
| Date | Aug 18, 2020 |
| Instrument | 465057 |
| Name | CABRILLO CU |
|---|---|
| Address | SAN DIEGO, CA 92131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 7, 2018 |
| Property Address | 219 FRANCES DR, EL CAJON, CA 92019-1558 |
| Document Number | 0000504918 |
| Instrument Date | Oct 9, 2018 |
| Instrument | 504918 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2018 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $588.50 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 219 FRANCES DR EL CAJON CA 92019, EL CAJON, CA 92019 |
| Document Number | 504919 |
|---|---|
| Date | Dec 7, 2018 |
| Instrument | 504919 |
| Name | HOME LNS TODAY |
|---|---|
| Type | Funding / Finance Company |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 6, 2048 |
The 2025 property tax bill for 219 Frances Dr was $6,864.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $793,764 (+33%) Land $510,000 Building $283,764 | |
| 2025 | $6,864.00 | $596,797 Land $282,223 Building $314,574 |
| 2023 | $6,875.00 (+0.64%) | $573,624 Land $271,265 Building $302,359 |
| 2022 | $6,831.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 219 Frances Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 219 Frances Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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