San Diego County property record for 218 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,470 sqft · built 2006 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,075,000 (Jul 2021) |
| Tax Bill | $12,996 (2025) |
| Deeds & Mortgages | Feb 2024 Transfer Apr 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-190-36-00 |
| Primary APN | 399-190-36-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,470 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 3991902700 |
|---|---|
| Street Address | 218 FRANCES DR |
| City | EL CAJON |
| State | CA |
| Zip | 92019-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK I LOTS 29 THRU 31 TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | I |
| Legal Lot Number | 29-31 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Date | Document |
|---|---|
| Feb 20, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Apr 28, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO |
| Oct 18, 2022 | Deed of Trust, Mortgage · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO |
| Dec 16, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jul 8, 2021 | Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE |
| Jul 8, 2021 | Grant Deed, Transfer · Commercial Mortgage THE LOAN COMPANY OF SAN DIEGO |
| Nov 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2021 · Amount on Record |
| Deed Sale | Jul 8, 2021 · Amount on Record |
| Deed Document Number | 2021492439 |
| Last Transfer Date | Dec 7, 2021 |
| Transfer Doc | 0000850312 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Feb 20, 2024 |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000041719 |
| Map Reference | MAP 1943 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 2024-0041719 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Document Number | 0000112018 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023-0112018 |
| Name | THE LOAN COMPANY OF SAN DIEGO |
|---|---|
| Type | Lending Institution |
| Address | EL CAJON, CA 92019 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Document Number | 0000402152 |
|---|---|
| Date | Oct 18, 2022 |
| Instrument | 2022-0402152 |
| Name | THE LOAN COMPANY OF SAN DIEGO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 16, 2021 |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000850312 |
| Map Reference | MAP 1943 |
| Instrument Date | Dec 7, 2021 |
| Instrument | 2021-0850312 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7382 MOHAWK ST, LA MESA, CA 91942-7404 |
| Document Number | 0000850313 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-0850313 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 8, 2021 |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000492438 |
| Map Reference | MAP 1943 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 2021-0492438 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 8, 2021 |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000492439 |
| Map Reference | MAP 1943 |
| Instrument Date | Jun 2, 2021 |
| Instrument | 2021-0492439 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | FIDELITY NATL TTL SAN DIEGO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1792 JAIME LYNN LN, EL CAJON, CA 92019-4200 |
| Document Number | 0000492440 |
|---|---|
| Date | Jul 8, 2021 |
| Instrument | 2021-0492440 |
| Name | THE LOAN COMPANY OF SAN DIEGO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92110 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 218 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000760380 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0760380 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,163,613 (+2%) Land $622,397 Building $541,216 | |
| 2025 | $12,996.00 (-0.19%) | $1,140,798 (+4.04%) Land $610,194 Building $530,604 |
| 2023 | $13,021.00 (+0.64%) | $1,096,500 Land $586,500 Building $510,000 |
| 2022 | $12,938.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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