San Diego County property record for 217 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,686 sqft · built 2018 |
| Lot Size | 0.148 acres (6,463 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Apr 2018) |
| Tax Bill | $6,706 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-190-20-00 |
| Primary APN | 399-190-20-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,686 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 6,463 sqft (0.148 acres) |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 217 FRANCES DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK J LOT 38 TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | J |
| Legal Lot Number | 38 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 15502 |
217 Frances Dr is owned and occupied by two individuals who bought it in April 2018.
Source: San Diego County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 217 FRANCES DR, EL CAJON, CA 92019-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2020 | Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 30, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 6, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Jun 21, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage PCR CONSULTING SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2018 · Amount on File |
| Deed Sale | Apr 6, 2018 · Amount on File |
| Prior Sale | Oct 6, 2016 · Amount on File |
| Deed Document Number | 2018138113 |
| Prior Transfer Date | Jun 13, 2017 |
| Prior Transfer Doc | 0000280203 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 217 FRANCES DR, EL CAJON, CA 92019-1558 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|
| Document Number | 0000084278 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020-0084278 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 217 FRANCES DR, EL CAJON, CA 92019-1558 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | WFG TITLE CO OF CA SAN DIEGO |
| Name | Verified Name |
|---|---|
| Address | 217 FRANCES DR, EL CAJON, CA 92019-1558 |
| Document Number | 0000846967 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020-0846967 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 6, 2018 |
| Property Address | 217 FRANCES DR, EL CAJON, CA 92019-1558 |
| Document Number | 0000138113 |
| Instrument Date | Feb 28, 2018 |
| Instrument | 138113 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $572.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 217 FRANCES DR EL CAJON CA 92019, EL CAJON, CA 92019 |
| Document Number | 138114 |
|---|---|
| Date | Apr 6, 2018 |
| Instrument | 138114 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 5, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 21, 2017 |
| Property Address | 217 FRANCES DR, EL CAJON, CA 92019-1558 |
| Document Number | 0000280203 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 280203 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11403 LAKE VICENTE DR LAKESIDE CA 920405900, LAKESIDE, CA 92040-5900 |
| Document Number | 280204 |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 280204 |
| Name | PCR CONSULTING SVCS |
|---|---|
| Address | SAN DIEGO, CA 92191 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 280205, |
|---|---|
| Date | Jun 21, 2017 |
| Instrument | 280205 |
| Name | W J & MARIANNE MCLEAN |
|---|---|
| Address | 11403 LAKE VINCENTE DR, LAKESIDE, CA 92040 |
| Special Notes | Seller Financed |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 217 Frances Dr was $6,706.
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $603,500 (+2%) Land $295,947 Building $307,553 | |
| 2025 | $6,706.00 | $591,668 Land $290,145 Building $301,523 |
| 2023 | $6,717.00 (+0.64%) | $568,694 Land $278,879 Building $289,815 |
| 2022 | $6,674.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 217 Frances Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 217 Frances Dr is extreme, ranking above 95% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures