San Diego County property record for 210 Frances Dr, El Cajon, CA 92019
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,562 sqft · built 2008 |
| Lot Size | 0.337 acres (14,667 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $800,000 (Sep 2025) |
| Tax Bill | $7,833 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jul 2017 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 399-190-29-00 |
| Primary APN | 399-190-29-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,562 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Lot Area | 14,667 sqft (0.337 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 210 FRANCES DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92019-1557 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK I LOT 27 POR TR 001943 |
| Legal Subdivision | HARBISON CANYON |
| Legal Tract | 001943 |
| Legal Block | I |
| Legal Lot Number | 27 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 15502 |
Source: San Diego County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2025 | Grant Deed, Transfer · VA Mortgage EVERETT FINANCIAL INC |
| Jul 17, 2017 | Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU |
| Sep 3, 2021 | Grant Deed, Transfer · Conventional Mortgage SYNERGY ONE LENDING |
| Jul 22, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Jun 25, 2018 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Sep 3, 2021 · Amount on Record |
| Deed Document Number | 2025271520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000271520 |
| Map Reference | MAP 1943 |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-0271520 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Title Company | TICOR TITLE SAN DIEGO BRANCH |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000271521 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025-0271521 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000320527 |
|---|---|
| Date | Jul 17, 2017 |
| Instrument | 2017-0320527 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 12, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Index | Prime Rate |
| Max Rate | 17.2% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Sep 3, 2021 |
| Property Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000628332 |
| Map Reference | MAP 1943 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021-0628332 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000628333 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 2021-0628333 |
| Name | SYNERGY ONE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000435288 |
| Instrument Date | Jul 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 210 FRANCES DR EL CAJON CA 920191557, EL CAJON, CA 92019-1557 |
| Document Number | 0000435288 |
|---|---|
| Date | Aug 6, 2020 |
| Instrument | 435288 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 25, 2018 |
| Property Address | 210 FRANCES DR, EL CAJON, CA 92019-1557 |
| Document Number | 0000257534 |
| Instrument Date | May 19, 2018 |
| Instrument | 257534 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $605.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 210 FRANCES DR EL CAJON CA 920191557, EL CAJON, CA 92019-1557 |
| Document Number | 257536 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 257536 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2048 |
Source: San Diego County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Alpine Union Elementary School District (KG - 08) |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $635,000 (-7.94%) Land $370,000 Building $265,000 | |
| 2025 | $7,833.00 (-0.13%) Homeowner's exemption | $689,784 (+4.04%) Land $371,422 Building $318,362 |
| 2023 | $7,843.00 (+0.65%) Homeowner's exemption | $663,000 Land $357,000 Building $306,000 |
| 2022 | $7,792.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (1993–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 1996 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 95% of the US · above 81% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PADRE DAM MWD serves 93,980 people · EPA ID CA3710037 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2022 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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