Bay County property record for 2311 Discovery Loop, Panama City, FL 32405 · Last verified February 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 3,964 sqft (0.091 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $348,449 (2026) |
| Tax Bill | $837.00 (2025) |
| Primary APN | 11731-500-195 |
|---|
| Lot Area | 3,964 sqft (0.091 acres) |
|---|---|
| Depth X Width | 100 ft x 40 ft Depth x Width |
| Street Address | 2311 DISCOVERY LOOP |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2983 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | SWEETBAY PHASE 1D NORTH A LOT 525 ORB 4910 P 2281 |
| Legal Subdivision | SWEETBAY |
| Legal Phase | 1D |
| Legal Lot Number | 525 |
| Jurisdiction | BAY FL |
| Minor Civil Division | PANAMA CITY |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 1501 |
Source: Bay County records · APN 11731-500-195
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2311 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 26, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage VANDERBILT MORTGAGE & FINANCE INC |
| May 08, 2025 | Special Warranty Deed, Transfer SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 26, 2026 · Amount on Record |
| Deed Sale | Jan 26, 2026 · Amount on Record |
| Prior Sale | May 08, 2025 · Amount on Record |
| Deed Doc Number | 2026004698 |
| Deed Book / Page | 4995 / 1820 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 26, 2026 |
| Property Address | 2311 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Document Number | 0049951820 |
| Book / Page | 4995 / 1820 |
| Map Reference | MB 30 PG 25 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026004698 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2026 |
| Title Company | SOUTH OAK TITLE GARDENDALE LLC, SOUTH OAK TTL PANHANDLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,439.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3111 TIMBERLAKE ROAD # 100, 100, VESTAVIA, AL 35243-2311 |
| Name | Verified Name |
|---|---|
| Address | 2311 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Document Number | 0049951825 |
|---|---|
| Date | Jan 26, 2026 |
| Instrument | 4995/1825 |
| Name | VANDERBILT MORTGAGE & FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 08, 2025 |
| Property Address | 2311 DISCOVERY LOOP, PANAMA CITY, FL 32405-2983 |
| Document Number | 0049102281 |
| Book / Page | 4910 / 2281 |
| Map Reference | MB 30 PG 21-24 |
| Instrument Date | Apr 28, 2025 |
| Instrument | 2025025593 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | SOUTH OAK TITLE LLC, SOUTH OAK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,350.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1903 WRIGHT PL STE 220, 220, CARLSBAD, CA 92008-6584 |
| Name | Verified Name |
|---|---|
| Address | 3111 TIMBERLAKE RD # 100, 100, VESTAVIA, AL 35243-2311 |
| Investor | Possibly a Property Investor |
Source: Bay County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 | $53,040 Land $53,040 | $53,040 Land $53,040 |
Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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