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2340 E River Rd, Cortland, NY 13045 Property Records

Cortland County and Homer Town property record for 2340 E River Rd, Cortland, NY 13045 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,176 sqft · built 1968
Lot Size0.598 acres (26,070 sqft)
Owner2 Individual Names on File
Last Sale$55,000 (Jul 1995)
Tax Bill$1,974 (2025)
Deeds & MortgagesMar 2023 Refinance
May 2022 Refinance
Flood ZoneZone X (minimal risk)
APN113089 68.00-01-19.000

Property Details

APN / Parcel Number

Primary APN113089 68.00-01-19.000
Alternative APN
  • 308906800000010190000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,176 sqft Living Area
1st Floor Area1,176 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area26,070 sqft (0.598 acres)
Lot Dimensions217 ft deep x 120 ft wide
Garage TypeAttached
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area128 sqft
Shed1 Shed
Canopy364 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address2340 E RIVER RD
CityCORTLAND
StateNY
Zip13045-9749
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number19.000
JurisdictionCORTLAND NY
Township / Civil DivisionHOMER
Census Block Group1
Census Block1057
Census Tract970202

Owner

Source: Cortland County and Homer Town records · APN 113089 68.00-01-19.000

Assessment roll updated March 30, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2340 E RIVER RD, CORTLAND, NY 13045-9749
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU
May 02, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
AMERICU CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 1995 · Amount on Record
Deed SaleJul 24, 1995 · Amount on Record
Deed Book / Page1995 / 2973
Record UpdatedJun 08, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address2340 E RIVER RD, CORTLAND, NY 13045-9749
Transaction TypeMortgage
Record UpdatedApr 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001084
DateMar 21, 2023
Instrument2023-01084
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 01, 2038

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCORTLAND NY
Property Address2340 E RIVER RD, CORTLAND, NY 13045-9749
Transaction TypeMortgage
Record UpdatedMay 24, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002465
DateMay 02, 2022
Instrument2022-02465
Lender
NameAMERICU CU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term121 Months
DueJun 01, 2032

Tax Assessment & Valuation

Source: Cortland County and Homer Town records · Assessment roll updated March 30, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
County SubdivisionHomer Town
Unified School DistrictHomer Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (-4.36%)$107,800 (-) Land $14,400 Building $93,400$160,896 (+2.99%) Land $21,493 Building $139,403
2023$2,064.00 Homeowner's exemption$107,800 Land $14,400 Building $93,400$156,232 Land $20,870 Building $135,362

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cortland County (36023C), updated August 11, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360239702021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 7% of the US · above 11% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 19 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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