2321 S Fallbrook Dr, Los Banos, CA 93635 Property Records

Merced County property record for 2321 S Fallbrook Dr, Los Banos, CA 93635

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,901 sqft · built 2004
Lot Size	0.189 acres (8,221 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Dec 2009)
Tax Bill	$2,449 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`084-293-001-000`

Property Details

APN / Parcel Number

Primary APN	`084-293-001-000`
Alternative APN	`084-293-001`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,321 sqft
1st Floor Area	1,901 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	8,221 sqft (0.189 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	084-293-001
Street Address	2321 S FALLBROOK DR
City	LOS BANOS
State	CA
Zip	93635-9490
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MEADOWLANDS UNIT NO 3 PHASE 1 LOT 65
Legal Subdivision	MEADOWLANDS PH 01
Legal Lot Number	65
Jurisdiction	MERCED CA
Township / Civil Division	LOS BANOS
Census Block Group	1
Census Block	1027
Census Tract	2306

Owner

2321 S Fallbrook Dr is owned and occupied by an individual who acquired it in September 2016.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Mar 12, 2018	Deed of Trust, Mortgage · Line of Credit AMERICAN AIRLINES FCU
Jun 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2009 · Amount on File
Deed Sale	Dec 18, 2009 · Amount on File
Prior Sale	Jul 15, 2009 · Amount on File
Deed Document Number	200960983
Last Transfer Date	Sep 21, 2016
Transfer Doc	0000033175
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490

Mortgage

Document Number	0000032661
Date	Jul 26, 2021
Instrument	2021032661

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490
Transaction Type	Mortgage
Record Updated	Aug 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 5 FALLBROOK DR, 5, LOS BANOS, CA 93635

Mortgage

Document Number	0000031594
Date	Jul 16, 2021
Instrument	2021031594

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007097
Date	Mar 12, 2018
Instrument	2018007097

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 11, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490
Document Number	0000019132
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2321 S FALLBROOK DR LOS BANOS CA 936359490, LOS BANOS, CA 93635-9490

Mortgage

Document Number	0000019132
Date	Jun 15, 2020
Instrument	19132

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 14, 2035

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2321 S FALLBROOK DR, LOS BANOS, CA 93635-9490
Document Number	0000003804
Instrument Date	Jan 24, 2017
Transaction Type	Mortgage
Record Updated	Mar 17, 2017
Title Company	TSI TITLE COMPANY/CA INC, TSI TITLE CO/CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2321 S FALLBROOK DR LOS BANOS CA 936359490, LOS BANOS, CA 93635-9490

Mortgage

Document Number	0000003804
Date	Feb 2, 2017
Instrument	3804

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 2321 S Fallbrook Dr was $2,449 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Los Banos City
Unified School District	Los Banos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$164,565 (+2%) Land $10,526 Building $154,039
2025	$2,449.00 Homeowner's exemption	$161,339 Land $10,320 Building $151,019
2023	$2,317.00 (+2.48%) Homeowner's exemption	$155,075 Land $9,920 Building $145,155
2022	$2,261.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2321 S Fallbrook Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2321 S Fallbrook Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOS BANOS serves 48,896 people · EPA ID CA2410005
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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