2321 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2321 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,104 sqft · built 1974
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individuals on Record
Last Sale	$277,500 (Jun 2021)
Tax Bill	$3,203 (2025)
Deeds & Mortgages	Aug 2012 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1435-00-004-003-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1435-00-004-003-0-001-00`
Alternative APN	`9920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9920
Street Address	2321 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN OAKS #4, BLK 4 LOT 3 (100X198.8X100X198.7)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	WESTERN OAKS #4
Legal Block	4
Legal Lot Number	3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2015
Census Tract	893001

Owner

Source: Carter County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2012	Deed of Trust, Mortgage BANCFIRST
Jun 22, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 10, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Oct 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage ASSOCIATED MORTGAGE CORP
Mar 13, 2013	Warranty Deed, Transfer · Conventional Mortgage RESOURCE MORTGAGE OF NORMAN INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2021 · Amount on Record
Deed Sale	Jun 22, 2021 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	20216895
Deed Book / Page	7065 / 143
Prior Transfer Date	Oct 9, 2017
Prior Transfer Doc	006457/200
Record Updated	Jun 8, 2026

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005566/217
Date	Aug 28, 2012
Book Page	5566/217
Instrument	2012-011525

Lender

Name	BANCFIRST
Type	Bank
Address	ARDMORE, OK 73402

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 21, 2013

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 22, 2021
Property Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	007065/143
Book / Page	7065 / 143
Instrument Date	Jun 21, 2021
Instrument	2021-006895
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$416.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	2021006896
Date	Jun 22, 2021
Instrument	2021-006896

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jun 10, 2020
Property Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	006889/155
Book / Page	6889 / 155
Instrument Date	May 27, 2020
Instrument	2020-006212
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	2020006213
Date	Jun 10, 2020
Instrument	2020-006213

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

October 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Oct 13, 2017
Property Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	006457/200
Book / Page	6457 / 200
Instrument Date	Oct 9, 2017
Instrument	2017-010542
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OKLAHOMA IN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010543
Date	Oct 13, 2017
Instrument	2017-010543

Lender

Name	ASSOCIATED MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2032

March 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 13, 2013
Property Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	005664/243
Book / Page	5664 / 243
Instrument Date	Mar 8, 2013
Instrument	2013-003262
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2321 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	2013003263
Date	Mar 13, 2013
Instrument	2013-003263

Lender

Name	RESOURCE MORTGAGE OF NORMAN INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2038

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,203.00 Homeowner's exemption	$33,088 (+3%) Land $4,200 Building $28,888	$277,317 (-1.97%) Land $35,000 Building $242,317
2024	$3,203.00 (+7.38%) Homeowner's exemption	$32,125 (+3%) Land $4,200 Building $27,925	$282,891 (+8.84%) Land $35,000 Building $247,891
2023	$2,983.00 Homeowner's exemption	$31,189 Land $4,200 Building $26,989	$259,910 Land $35,000 Building $224,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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