2303 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2303 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,395 sqft · built 1995
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$288,500 (Jul 2021)
Tax Bill	$4,000 (2025)
Deeds & Mortgages	Jun 2012 Line of Credit Jul 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1435-00-004-001-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1435-00-004-001-0-001-00`
Alternative APN	`9918`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,395 sqft Living Area
Gross Area	10 sqft
1st Floor Area	2,395 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	562 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	250 sqft
Patio Area	546 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9918
Street Address	2303 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN OAKS #4, BLK 4 LOT 1(100X190X100X198.9)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	WESTERN OAKS #4
Legal Block	4
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2015
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2012	Deed of Trust, Mortgage · Line of Credit BANCFRIST
Jul 21, 2021	Warranty Deed, Transfer · FHA Mortgage BANCFIRST
Oct 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Oct 8, 2020	Intrafamily Transfer, Transfer AMROCK INC
Nov 21, 2011	Quit Claim Deed, Transfer Quitclaim
Nov 21, 2011	Quit Claim Deed, Transfer · Conventional Mortgage SWBC MORTGAGE CORP
Oct 11, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Oct 11, 2006 · Amount on Record
Deed Document Number	20218016
Deed Book / Page	7077 / 279
Prior Transfer Date	Jun 6, 2020
Prior Transfer Doc	0006943/46
Record Updated	Oct 29, 2026

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005521/054
Date	Jun 6, 2012
Book Page	5521/054
Instrument	2012-007495

Lender

Name	BANCFRIST
Address	ARDMORE, OK 73402

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	May 30, 2013

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Jul 21, 2021
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	007077/279
Book / Page	7077 / 279
Instrument Date	Jul 9, 2021
Instrument	2021-008016
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$432.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	2021008017
Date	Jul 21, 2021
Instrument	2021-008017

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Oct 8, 2020
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	0006943/27
Book / Page	6943 / 27
Instrument Date	Jun 6, 2020
Instrument	2020-010910
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	2020010911
Date	Oct 8, 2020
Instrument	2020-010911

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Jul 1, 2035

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER OK
Recording Date	Oct 8, 2020
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	0006943/46
Book / Page	6943 / 46
Instrument Date	Jun 6, 2020
Instrument	2020-010912
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422

November 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Nov 21, 2011
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	005419/271
Book / Page	5419 / 271
Instrument Date	Nov 18, 2011
Instrument	2011-014852
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422

November 2011: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARTER OK
Recording Date	Nov 21, 2011
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	005419/255
Book / Page	5419 / 255
Instrument Date	Nov 14, 2011
Instrument	2011-014850
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	2011014851
Date	Nov 21, 2011
Instrument	2011-014851

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2026

October 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Oct 11, 2006
Property Address	2303 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Document Number	004539/283
Book / Page	4539 / 283
Instrument Date	Oct 5, 2006
Instrument	2006-012663
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$396.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,081 (+5%) Land $4,200 Building $37,881	$350,672 (-8.25%) Land $35,000 Building $315,672
2025	$4,000.00 (-0.02%)	$40,076 (+5%) Land $4,200 Building $35,876	$382,184 (-1.8%) Land $35,000 Building $347,184
2024	$4,001.00 (+11.39%)	$38,168 (+5%) Land $4,200 Building $33,968	$389,203 (+8.61%) Land $35,000 Building $354,203
2023	$3,592.00	$36,351 Land $4,200 Building $32,151	$358,340 Land $35,000 Building $323,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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