2232 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2232 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,718 sqft · built 1969
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Mar 2024)
Tax Bill	$3,358 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11331`

Property Details

APN / Parcel Number

Primary APN	`11331`
Alternative APN	`1435-00-006-004-0-001-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,718 sqft Living Area
1st Floor Area	2,718 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	176 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	154 sqft
Deck Area	330 sqft
Shed	1 Shed
Shed Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11331
Street Address	2232 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN OAKS #4, BLK 6 LOT 4 (123X176)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	WESTERN OAKS #4
Legal Block	6
Legal Lot Number	4
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2020
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2232 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2024	Deed of Trust, Mortgage · VA Mortgage NEXA MORTGAGE LLC
Mar 28, 2024	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage VISION BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2024 · Amount on Record
Deed Sale	Mar 28, 2024 · Amount on Record
Prior Sale	Sep 21, 2022 · Amount on Record
Deed Document Number	20242739
Deed Book / Page	7510 / 322
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2232 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 RED OAK DR, ARDMORE, OK 73401-0910

Mortgage

Document Number	007630/124
Date	Dec 26, 2024
Book Page	7630/124
Instrument	I-2024-012511

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 28, 2024
Property Address	2232 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	007510/322
Book / Page	7510 / 322
Instrument Date	Mar 26, 2024
Instrument	I-2024-002739
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$457.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2232 OLOVERLEAF PLACE, ARDMORE, OK 73401

Mortgage

Document Number	I2024002740
Date	Mar 28, 2024
Instrument	I-2024-002740

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 21, 2022
Property Address	2232 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	0007286/36
Book / Page	7286 / 36
Instrument Date	Sep 15, 2022
Instrument	I-2022-010600
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	ARBUCKLE CLOSING AND ESCROW, ARBUCKLE CLOSING & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2232 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	I2022010601
Date	Sep 21, 2022
Instrument	I-2022-010601

Lender

Name	VISION BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2052

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,765 (-5.01%) Land $4,200 Building $30,565	$289,703 (-5.02%) Land $35,000 Building $254,703
2025	$3,358.00	$36,600 (+18.45%) Land $4,200 Building $32,400	$305,000 (+2.43%) Land $35,000 Building $270,000
2024	$3,358.00 (+26.34%) Homeowner's exemption	$30,900 (+3%) Land $4,151 Building $26,749	$297,756 (+19.1%) Land $35,000 Building $262,756
2023	$2,658.00 Homeowner's exemption	$30,000 Land $4,142 Building $25,858	$250,000 Land $34,520 Building $215,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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