2222 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2222 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,638 sqft · built 1965
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Apr 2026)
Tax Bill	$4,195 (2025)
Deeds & Mortgages	May 2009 Mortgage Aug 2022 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`11322`

Property Details

APN / Parcel Number

Primary APN	`11322`
Alternative APN	`1425-00-006-002-0-002-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,638 sqft Living Area
1st Floor Area	1,488 sqft
2nd Floor Area	1,150 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	176 ft deep x 2 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	184 sqft
Patio Area	264 sqft
Balcony Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11322
Street Address	2222 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN OAKS #2, BLK 6 LOT 2 W 2' (2X176) LOT 3 (152.5X176) PT SE NW SW OF SEC 36 4S 1E BEG NW/C OF LOT 3; S 176; W 4; N 176;
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	WESTERN OAKS #2
Legal Block	6
Legal Lot Number	2,3
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2020
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 20, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIMORTGAGE INC
Aug 2, 2022	Deed of Trust, Mortgage FIRST LIBERTY BANK
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 2, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Sep 13, 2024	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
May 27, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST LIBERTY BANK
Mar 3, 2017	Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC
Aug 3, 2012	Warranty Deed, Transfer CITIZENS BANK & TRUST CO
Aug 22, 2006	Joint Tenancy Deed, Transfer · Conventional Mortgage PULASKI MORTGAGE CO
Mar 8, 2005	Joint Tenancy Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Sep 13, 2024 · Amount on Record
Deed Document Number	20263108
Deed Book / Page	7866 / 264
Prior Transfer Date	Aug 16, 2006
Prior Transfer Doc	004516/118
Record Updated	Oct 29, 2026

May 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005000/123
Date	May 20, 2009
Book Page	5000/123
Instrument	2009-005558

Lender

Name	CITIMORTGAGE INC
Type	Mortgage Company
Address	O FALLON, MO 63368

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2039

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2222 COVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	007262/245
Date	Aug 2, 2022
Book Page	7262/245
Instrument	I-2022-008722

Lender

Name	FIRST LIBERTY BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73120

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 2, 2026
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	0000003108
Book / Page	7866 / 264
Instrument Date	Apr 1, 2026
Instrument	20263108
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	0000003109,
Date	Apr 2, 2026
Instrument	20263109

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 2, 2026
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	007866/264
Book / Page	7866 / 264
Instrument Date	Apr 1, 2026
Instrument	20263108
Transaction Type	Transfer
Record Updated	Aug 24, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	0000003109,
Date	Apr 2, 2026
Instrument	20263109

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Sep 13, 2024
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	007580/158
Book / Page	7580 / 158
Instrument Date	Sep 12, 2024
Instrument	I-2024-008552
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$571.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 4TH AVE NW # 307, ARDMORE, OK 73401-2708

Mortgage

Document Number	I2024008553
Date	Sep 13, 2024
Instrument	I-2024-008553

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 13, 2044

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	May 27, 2022
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	007232/293
Book / Page	7232 / 293
Instrument Date	May 23, 2022
Instrument	I-2022-006065
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART TITLE, STEWART TITLE OF OK INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Investor	Possibly a Property Investor

Mortgage

Document Number	I2022006066
Date	May 27, 2022
Instrument	I-2022-006066

Lender

Name	FIRST LIBERTY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Mar 3, 2017
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	006366/247
Book / Page	6366 / 247
Instrument Date	Mar 1, 2017
Instrument	2017-002097
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$393.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	2017002098
Date	Mar 3, 2017
Instrument	2017-002098

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

August 2012: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Aug 3, 2012
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	005553/224
Book / Page	5553 / 224
Instrument Date	Jul 27, 2012
Instrument	2012-010332
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	STEWART ABSTRACT AND TITLE, STEWART ABST AND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$348.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	2012010333
Date	Aug 3, 2012
Instrument	2012-010333

Lender

Name	CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Jul 26, 2015

August 2006: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Aug 22, 2006
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	004516/118
Book / Page	4516 / 118
Instrument Date	Aug 16, 2006
Instrument	2006-010319
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	2006010321
Date	Aug 22, 2006
Instrument	2006-010321

Lender

Name	PULASKI MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2036

March 2005: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	CARTER OK
Recording Date	Mar 8, 2005
Property Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421
Document Number	004269/136
Book / Page	4269 / 136
Instrument Date	Mar 4, 2005
Instrument	2005-002613
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$313.50
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2222 CLOVERLEAF PL, ARDMORE, OK 73401-3421

Mortgage

Document Number	2005002614
Date	Mar 8, 2005
Instrument	2005-002614

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jun 2, 2005

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Plainview Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,171 (-12.14%) Land $4,200 Building $35,971	$334,762 (-12.14%) Land $35,000 Building $299,762
2025	$4,195.00	$45,720 (+3.41%) Land $4,068 Building $41,652	$381,000 (+3.41%) Land $33,900 Building $347,100
2024	$4,195.00 (+1.7%)	$44,214 (-1.75%) Land $4,068 Building $40,146	$368,452 (-1.75%) Land $33,900 Building $334,552
2023	$4,125.00	$45,000 Land $2,989 Building $42,011	$375,000 Land $24,910 Building $350,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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