2311 Cloverleaf Pl, Ardmore, OK 73401 Property Records

Carter County property record for 2311 Cloverleaf Pl, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,732 sqft · built 1972
Lot Size	0.46 acres (20,038 sqft)
Owner	Trust Name on File
Last Sale	$232,500 (Sep 2014)
Tax Bill	$2,820 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Jun 2023 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1435-00-004-002-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1435-00-004-002-0-001-00`
Alternative APN	`9919`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,732 sqft Living Area
1st Floor Area	2,732 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	117 sqft
Deck Area	320 sqft
Patio Area	260 sqft
Shed	1 Shed
Shed Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9919
Street Address	2311 CLOVERLEAF PL
City	ARDMORE
State	OK
Zip	73401-3422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WESTERN OAKS #4, BLK 4 LOT 2 (100X198.9X100X198.8)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	WESTERN OAKS #4
Legal Block	4
Legal Lot Number	2
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2015
Census Tract	893001

Owner

2311 Cloverleaf Pl is owner-occupied and held in a trust since September 2014.

Source: Carter County records, as of September 23, 2026

Owner of Record	Trust Name on File
Mailing Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage AMERICAN NATION BANK
Jun 8, 2023	Deed of Trust, Mortgage · Construction Mortgage AMERICAN NATION BANK
Aug 22, 2007	Deed of Trust, Mortgage BANCFIRST
Mar 16, 2011	Deed of Trust, Mortgage BANCFIRST
Mar 28, 2025	Deed of Trust, Mortgage AMERICAN NATION BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2014 · Amount on File
Deed Sale	Sep 22, 2014 · Amount on File
Prior Sale	Dec 26, 1996
Deed Book / Page	5968 / 209
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	927 COTTONWOOD ST, ARDMORE, OK 73401-1327

Mortgage

Document Number	006633/261
Date	Nov 15, 2018
Book Page	6633/261
Instrument	2018-012807

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422

Mortgage

Document Number	0007393/19
Date	Jun 8, 2023
Book Page	7393/19
Instrument	I-2023-005617

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Feb 20, 2024

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004701/114
Date	Aug 22, 2007
Book Page	4701/114
Instrument	2007-011582

Lender

Name	BANCFIRST
Address	ARDMORE, OK 73402

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 20, 2012

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005296/163
Date	Mar 16, 2011
Book Page	5296/163
Instrument	2011-003050

Lender

Name	BANCFIRST
Address	ARDMORE, OK 73402

Agreement

Amount	Amount on Record
Term	36 Months
Due	Mar 15, 2014

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	2311 CLOVERLEAF PL, ARDMORE, OK 73401-3422
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 CLOVER LN 1, 1, ARDMORE, OK 73401-0888

Mortgage

Document Number	0007676/79
Date	Mar 28, 2025
Book Page	7676/79
Instrument	I-2025-003233

Lender

Name	AMERICAN NATION BANK
Type	Bank
Address	ARDMORE, OK 73401

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2311 Cloverleaf Pl was $2,820 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,129 (+3%) Land $4,200 Building $25,929	$251,077 (-19.5%) Land $35,000 Building $216,077
2025	$2,820.00 Homeowner's exemption	$29,252 (+3%) Land $4,200 Building $25,052	$311,879 (-0.61%) Land $35,000 Building $276,879
2024	$2,820.00 (+7.39%) Homeowner's exemption	$28,400 (+3%) Land $4,200 Building $24,200	$313,807 (+9.03%) Land $35,000 Building $278,807
2023	$2,626.00 Homeowner's exemption	$27,573 Land $4,200 Building $23,373	$287,814 Land $35,000 Building $252,814

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2311 Cloverleaf Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2311 Cloverleaf Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of Oklahoma
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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