2320 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2320 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,925 sqft · built 2019
Lot Size	0.249 acres (10,852 sqft)
Owner	2 Trust Names on File
Last Sale	$870,000 (Sep 2020)
Tax Bill	$11,399 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-340-003-000`

Property Details

APN / Parcel Number

Primary APN	`492-340-003-000`
Alternative APN	`492-340-003`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	2,925 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	10,852 sqft (0.249 acres)
Garage Area	670 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-340-003
Street Address	2320 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 FIDDYMENT RANCH PH 2 VILLAGE F-9D MOR EE-3
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	3
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4014
Census Tract	21328

Owner

2320 Cumberland Loop is owner-occupied and held in a trust since December 2024.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2320 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2020 · Amount on File
Deed Sale	Sep 30, 2020 · Amount on File
Deed Document Number	2020109389
Last Transfer Date	Dec 5, 2024
Transfer Doc	0000029873
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 30, 2020
Property Address	2320 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Document Number	0000109389
Map Reference	MB EE PG 3
Instrument Date	Sep 24, 2020
Instrument	2020-0109389
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2320 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287

Mortgage

Document Number	0000109390
Date	Sep 30, 2020
Instrument	2020-0109390

Lender

Name	SAFE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2320 Cumberland Loop was $11,399 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$851,000 (+1.67%) Land $176,100 Building $674,900
2025	$11,399.00 Homeowner's exemption	$837,000 Land $173,200 Building $663,800
2023	$10,056.00 (-17.11%) Homeowner's exemption	$722,000 Land $149,400 Building $572,600
2022	$12,132.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2320 Cumberland Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2320 Cumberland Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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