2232 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2232 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,001 sqft · built 2019
Lot Size	0.25 acres (10,867 sqft)
Owner	Individual Name on Record
Last Sale	$1,080,000 (Jan 2026)
Tax Bill	$12,007 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`492-340-037-000`

Property Details

APN / Parcel Number

Primary APN	`492-340-037-000`
Alternative APN	`492-340-037`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,001 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	10,867 sqft (0.25 acres)
Garage Area	927 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-340-037
Street Address	2232 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 37 FIDDYMENT RANCH PH 2 VILLAGE F-9D MOR EE-3
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	37
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4014
Census Tract	21328

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 21, 2026	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 2, 2019	Grant Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Apr 2, 2019 · Amount on Record
Deed Document Number	20263029
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285
Transaction Type	Mortgage
Record Updated	Feb 3, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285

Mortgage

Document Number	0000149204
Date	Dec 8, 2021
Instrument	2021-0149204

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 21, 2026
Property Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285
Document Number	0000003029
Map Reference	MB EE PG 3
Instrument Date	Jan 13, 2026
Instrument	2026-0003029
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285

Mortgage

Document Number	0000003030
Date	Jan 21, 2026
Instrument	2026-0003030

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

April 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Apr 2, 2019
Property Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285
Document Number	0000020261
Map Reference	MB EE PG 3
Instrument Date	Mar 25, 2019
Instrument	2019-0020261
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2232 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4285

Mortgage

Document Number	0000020262
Date	Apr 2, 2019
Instrument	2019-0020262

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$904,352 (+2%) Land $170,671 Building $733,681
2025	$12,007.00 (+4.19%)	$886,621 (+4.04%) Land $167,325 Building $719,296
2023	$11,524.00 (-0.99%)	$852,195 Land $160,829 Building $691,366
2022	$11,639.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 670 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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