2288 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2288 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 3,877 sqft · built 2021
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on File
Last Sale	$794,500 (Feb 2021)
Tax Bill	$12,009 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`492-340-007-000`

Property Details

APN / Parcel Number

Primary APN	`492-340-007-000`
Alternative APN	`492-340-007`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Building Area	3,877 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	8,494 sqft (0.195 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-340-007
Street Address	2288 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 FIDDYMENT RANCH PH 2 VILLAGE F-9D MOR EE-3
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	7
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4014
Census Tract	21328

Owner

2288 Cumberland Loop is owned and occupied by an individual who bought it in February 2021.

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2288 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2022	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Feb 3, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Deed Document Number	202115101
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	2288 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2288 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287

Mortgage

Document Number	0000062763
Date	Aug 8, 2022
Instrument	2022-0062763

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 3, 2021
Property Address	2288 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Document Number	0000015101
Map Reference	MB EE PG 3
Instrument Date	Jan 25, 2021
Instrument	2021-0015101
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2288 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287

Mortgage

Document Number	0000015102
Date	Feb 3, 2021
Instrument	2021-0015102

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2288 Cumberland Loop was $12,009 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$919,620 (+2.9%) Land $198,733 Building $720,887
2025	$12,009.00 Homeowner's exemption	$893,746 Land $194,837 Building $698,909
2023	$11,173.00 (-0.99%) Homeowner's exemption	$826,363 Land $187,272 Building $639,091
2022	$11,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2288 Cumberland Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2288 Cumberland Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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