2312 Cumberland Loop, Roseville, CA 95747 Property Records

Placer County property record for 2312 Cumberland Loop, Roseville, CA 95747

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,566 sqft · built 2019
Lot Size	0.231 acres (10,076 sqft)
Owner	2 Individual Names on File
Last Sale	$880,000 (Sep 2020)
Tax Bill	$12,913 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Mar 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`492-340-004-000`

Property Details

APN / Parcel Number

Primary APN	`492-340-004-000`
Alternative APN	`492-340-004`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	3,566 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	10,076 sqft (0.231 acres)
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	492-340-004
Street Address	2312 CUMBERLAND LOOP
City	ROSEVILLE
State	CA
Zip	95747-4287
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 FIDDYMENT RANCH PH 2 VILLAGE F-9D MOR EE-3
Legal Subdivision	FIDDYMENT RANCH
Legal Lot Number	4
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	4
Census Block	4014
Census Tract	21328

Owner

2312 Cumberland Loop is owned and occupied by two individuals who bought it in September 2020.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2312 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage SUMMIT FUNDING INC
Mar 12, 2019	Grant Deed, Subdivision Related Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2020 · Amount on File
Deed Sale	Sep 22, 2020 · Amount on File
Deed Document Number	2020104511
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 22, 2020
Property Address	2312 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Document Number	0000104511
Map Reference	MB EE PG 3
Instrument Date	Sep 11, 2020
Instrument	2020-0104511
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2312 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287

Mortgage

Document Number	0000104512
Date	Sep 22, 2020
Instrument	2020-0104512

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 12, 2019
Property Address	2312 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287
Document Number	0000014825
Instrument Date	Mar 6, 2019
Instrument	14825
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 27, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$682.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2217 CUMBERLAND LOOP ROSEVILLE CA 95747, ROSEVILLE, CA 95747

Tax Assessment & Valuation

The 2025 property tax bill for 2312 Cumberland Loop was $12,913.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Roseville City
Elementary School District	Roseville City Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,019,202 (+4.96%) Land $198,733 Building $820,469
2025	$12,913.00	$971,000 Land $189,300 Building $781,700
2023	$11,415.00 (-10.83%)	$842,000 Land $164,200 Building $677,800
2022	$12,802.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2312 Cumberland Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2312 Cumberland Loop is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Astound Broadband Fixed Wireless	1,000 / 250
Verizon Fixed Wireless	1,000 / 75
Zeta Broadband Fixed Wireless	400 / 50
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, unWired Broadband.

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