Placer County property record for 2304 Cumberland Loop, Roseville, CA 95747
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 3,877 sqft · built 2019 |
| Lot Size | 0.207 acres (9,028 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,310,000 (Nov 2024) |
| Tax Bill | $10,916 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 492-340-005-000 |
| Primary APN | 492-340-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 2 Stories |
| Building Area | 3,877 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 9,028 sqft (0.207 acres) |
| Garage Area | 719 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 492-340-005 |
|---|---|
| Street Address | 2304 CUMBERLAND LOOP |
| City | ROSEVILLE |
| State | CA |
| Zip | 95747-4287 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 FIDDYMENT RANCH PH 2 VILLAGE F-9D MOR EE-3 |
| Legal Subdivision | FIDDYMENT RANCH |
| Legal Lot Number | 5 |
| Jurisdiction | PLACER CA |
| Township / Civil Division | LINCOLN |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 21328 |
2304 Cumberland Loop is owned and occupied by two individuals who bought it in November 2024.
Source: Placer County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2304 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 8, 2024 · Amount on File |
| Deed Sale | Nov 8, 2024 · Amount on File |
| Deed Document Number | 202461071 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PLACER CA |
| Property Address | 2304 CUMBERLAND LOOP, ROSEVILLE, CA 95747-4287 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 6305 ROCKY POINT CT, OAKLAND, CA 94605-3133 |
| Document Number | 0000103888 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 2020-0103888 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Oct 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.87% |
| Index | 1-Year LIBOR |
| Max Rate | 7.87% |
The 2025 property tax bill for 2304 Cumberland Loop was $10,916 with a homeowner's exemption.
Source: Placer County assessment roll, as of July 13, 2026
| Type | Name |
|---|---|
| State | California |
| County | Placer County |
| Municipality | Roseville City |
| Elementary School District | Roseville City Elementary School District (KG - 08) |
| Secondary School District | Roseville Joint Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $807,757 (+2%) Land $507,570 Building $300,187 | |
| 2025 | $10,916.00 Homeowner's exemption | $791,919 Land $497,618 Building $294,301 |
| 2023 | $11,950.00 (-9.81%) Homeowner's exemption | $899,000 Land $166,800 Building $732,200 |
| 2022 | $13,250.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2304 Cumberland Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2304 Cumberland Loop is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 77% of California |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Zeta Broadband Fixed Wireless | 400 / 50 |
| Succeed.Net Fixed Wireless | 100 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, unWired Broadband.
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