McHenry County property record for 2316 Truman Trl, McHenry, IL 60051 · Last verified August 2026
| Property Type | Recreational Vacant Land |
|---|---|
| Lot Size | 0.283 acres (12,197 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $508,000 (Dec 2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-25-227-005 |
| Primary APN | 09-25-227-005 |
|---|
| Lot Area | 12,197 sqft (0.283 acres) |
|---|
| Street Address | 2316 TRUMAN TRL |
|---|---|
| City | MCHENRY |
| State | IL |
| Zip | 60051-3623 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Legal Description | DOC 2024R0032987 LT 42 LIBERTY TRAILS UNIT 2 |
| Legal Subdivision | LIBERTY TRAILS UNIT 2 |
| Legal Lot Number | 42 |
| Legal Unit | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | MCHENRY |
| Census Block Group | 2 |
| Census Block | 2060 |
| Census Tract | 870702 |
Source: McHenry County records · APN 09-25-227-005
Assessment roll updated March 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 2316 TRUMAN TRL, MCHENRY, IL 60051-3623 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Feb 03, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 13, 2024 | Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 30, 2018 | Deed of Trust, Mortgage CRYSTAL LAKE BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Deed Document Number | 202432987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2316 TRUMAN TRL, MCHENRY, IL 60051-3623 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2316 TRUMAN TRL, MCHENRY, IL 60051-3623 |
| Document Number | 0000003117 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 2026R0003117 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.49% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Dec 13, 2024 |
| Property Address | 2316 TRUMAN TRL, MCHENRY, IL 60051-3623 |
| Document Number | 0000032987 |
| Map Reference | DOC 2004R0072390 |
| Instrument Date | Nov 19, 2024 |
| Instrument | 2024R0032987 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERIACN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $508.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10258 S WESTERN AVE, CHICAGO, IL 60643-1948 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 2316 TRUMAN TRL, MCHENRY, IL 60051-3623 |
| Document Number | 0000032988 |
|---|---|
| Date | Dec 13, 2024 |
| Instrument | 2024R0032988 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.15% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.1% |
| Index | SOFR Average 30-Day |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 2316 TRUMAN TRL, MCHENRY, IL 60051-3623 |
| Document Number | 0000014434 |
| Instrument Date | Jan 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887 |
| Document Number | 0000014434 |
|---|---|
| Date | May 04, 2018 |
| Instrument | 14434 |
| Name | CRYSTAL LAKE BK&TR |
|---|---|
| Type | Bank |
| Address | CRYSTAL LAKE, IL 60014 |
| Amount | Amount Recorded |
|---|
Source: McHenry County records · Assessment roll updated March 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | McHenry Township |
| Municipality | McHenry City |
| Elementary School District | McHenry Community Consolidated School District 15 (PK - 08) |
| Secondary School District | McHenry Community High School District 156 (09 - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $7 (+16.67%) Land $7 | $21 (+16.67%) Land $21 |
| 2022 | $6 Land $6 | $18 Land $18 |
Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 34% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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