2317 Truman Trl, McHenry, IL 60051 Property Records

McHenry County property record for 2317 Truman Trl, McHenry, IL 60051

Property Summary

Property Type	Single Family Home
Lot Size	0.548 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Sep 2022)
Tax Bill	$12,923 (2024)
Deeds & Mortgages	May 2026 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-25-204-018`

Property Details

APN / Parcel Number

Primary APN	`09-25-204-018`

Exterior

Lot Area	23,958 sqft (0.548 acres)

Location & Zoning

Street Address	2317 TRUMAN TRL
City	MCHENRY
State	IL
Zip	60051-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0033041 LT 72 LIBERTY TRAILS UNIT 2 MEMO: RODERICK, STEVEN JOHN/ KALEY RYAN E
Legal Subdivision	LIBERTY TRAILS UNIT 2
Legal Lot Number	72
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2056
Census Tract	870702

Owner

Source: McHenry County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2317 TRUMAN TRL, MCHENRY, IL 60051-3623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Sep 22, 2022	Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2018	Deed of Trust, Mortgage CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2022 · Amount on Record
Deed Sale	Sep 22, 2022 · Amount on Record
Deed Document Number	202233041
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	May 19, 2026
Property Address	2317 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number	0000013786
Instrument Date	May 11, 2026
Instrument	202613786
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2317 TRUMAN TRL, MCHENRY, IL 60051-3623

Mortgage

Document Number	0000013786,
Date	May 19, 2026
Instrument	202613786

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.74%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 22, 2022
Property Address	2317 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number	0000033041
Map Reference	DOC 2004R072390
Instrument Date	Aug 15, 2022
Instrument	2022R0033041
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10258 S WESTERN AVE, CHICAGO, IL 60643-1948

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2317 TRSPPN TRAL, MCHENRY, IL 60651

Mortgage

Document Number	0000033042
Date	Sep 22, 2022
Instrument	2022R0033042

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate
Rate	4.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	2317 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number	0000014434
Instrument Date	Jan 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number	0000014434
Date	May 4, 2018
Instrument	14434

Lender

Name	CRYSTAL LAKE BK&TR
Type	Bank
Address	CRYSTAL LAKE, IL 60014

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$12,923.00	$160,768 (+318.09%) Land $23,096 Building $137,672	$482,304 (+318.09%) Land $69,288 Building $413,016
2022		$38,453 Land $5,632 Building $32,821	$115,359 Land $16,896 Building $98,463

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	22 (1979–2026)
Claims Outside the SFHA	3 of 22
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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