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2304 Truman Trl, McHenry, IL 60051 Property Records

McHenry County property record for 2304 Truman Trl, McHenry, IL 60051 · Last verified December 2025

Property Summary

Property TypeResidential Vacant Land
Lot Size0.279 acres (12,186 sqft)
OwnerIndividual Name on File
Last Sale$540,500 (Nov 2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-227-007

Property Details

APN / Parcel Number

Primary APN09-25-227-007

Exterior

Lot Area12,186 sqft

Location & Zoning

Street Address2304 TRUMAN TRL
CityMCHENRY
StateIL
Zip60051-3623
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDOC 2004R0072390 (PLAT) LT 40 LIBERTY TRAILS UNIT 2
Legal SubdivisionLIBERTY TRAILS UN 2
Legal Lot Number40
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2056
Census Tract870702

Owner

Source: McHenry County records · APN 09-25-227-007

Assessment roll updated January 1, 2024 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2304 TRUMAN TRL, MCHENRY, IL 60051-3623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 10, 2025Deed, Transfer · FHA Mortgage
ORIGINPOINT LLC
Jan 30, 2018Deed of Trust, Mortgage
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Deed Document Number2025R0031466
Record UpdatedJun 08, 2026

November 2025: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateNov 10, 2025
Property Address2304 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number0000031466
Map ReferenceDOC 2004R0072390
Instrument DateAug 19, 2025
Instrument2025R0031466
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$540.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2304 TRUMAN TRL, MCHENRY, IL 60051-3623

Mortgage

Document Number0000031467
DateNov 10, 2025
Instrument2025R0031467
Lender
NameORIGINPOINT LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055
Interest
Rate6.22%

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2304 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number0000014434
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedAug 28, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number0000014434
DateMay 04, 2018
Instrument14434
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2024 · Last verified December 2025

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearAssessed ValueAssessed Market Value
2024$7 (+16.67%) Land $7$21 (+16.67%) Land $21
2022$6 Land $6$18 Land $18

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026, river or lake flooding
Claims By Storm
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Wildfire

Wildfire RiskLow
above 5% of the US · above 34% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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