2324 Truman Trl, McHenry, IL 60051 Property Records

McHenry County property record for 2324 Truman Trl, McHenry, IL 60051

Property Summary

Property TypeResidential Vacant Land
Lot Size0.281 acres (12,255 sqft)
OwnerCompany Name on File
Deeds & MortgagesJan 2025 Sale & Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-227-004

Property Details

APN / Parcel Number

Primary APN09-25-227-004

Exterior

Lot Area12,255 sqft

Location & Zoning

Street Address2324 TRUMAN TRL
CityMCHENRY
StateIL
Zip60051-3623
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionDOC 2004R0072390 (PLAT) LT 43 LIBERTY TRAILS UNIT 2
Legal SubdivisionLIBERTY TRAILS UN 2
Legal Lot Number43
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2060
Census Tract870702

Owner

Source: McHenry County records · APN 09-25-227-004

Assessment roll updated January 1, 2022 · Last verified July 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2703 BUSH TER, MCHENRY, IL 60051-3609
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2025Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 30, 2018Deed of Trust, Mortgage
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 10, 2004
Deed SaleAug 10, 2004
Record UpdatedSep 20, 2026

January 2025: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateJan 14, 2025
Property Address2324 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number0000001123
Map ReferenceDOC 2004R4072390
Instrument DateDec 12, 2024
Instrument2025R0001123
Transaction TypeTransfer
Record UpdatedJun 23, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$432.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2324 TRUMAN TRL, MCHENRY, IL 60051-3623

Mortgage

Document Number0000001124
DateJan 14, 2025
Instrument2025R0001124
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2055
Interest
Rate TypeFixed Rate
Rate6.87%
Change Frequency5 Years

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2324 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number0000014434
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number0000014434
DateMay 04, 2018
Instrument14434
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified July 2023

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearAssessed ValueAssessed Market Value
2022$6 Land $6$18 Land $18

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 262 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMCHENRY
serves 22,335 people
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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