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2309 Truman Trl, McHenry, IL 60051 Property Records

McHenry County property record for 2309 Truman Trl, McHenry, IL 60051

Property Summary

Property TypeSingle Family Home
Lot Size0.505 acres (22,005 sqft)
OwnerIndividual Name on File
Last Sale$422,000 (Sep 2021)
Deeds & MortgagesSep 2021 Sale
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN09-25-204-020

Property Details

APN / Parcel Number

Primary APN09-25-204-020

Exterior

Lot Area22,005 sqft

Location & Zoning

Street Address2309 TRUMAN TRL
CityMCHENRY
StateIL
Zip60051-3623
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2021R0050400 LT 70 LIBERTY TRAILS UNIT 2
Legal SubdivisionLIBERTY TRAILS UN 2
Legal Lot Number70
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionMCHENRY
Census Block Group2
Census Block2056
Census Tract870702

Owner

Source: McHenry County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2309 TRUMAN TRL, MCHENRY, IL 60051-3623
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2021Deed, Transfer
FIRST AMERICAN TITLE
Jan 30, 2018Deed of Trust, Mortgage
CRYSTAL LAKE BK&TR

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 15, 2021 · Amount on Record
Deed SaleSep 15, 2021 · Amount on Record
Deed Document Number2021R0050400
Record UpdatedJun 7, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionMCHENRY IL
Recording DateSep 15, 2021
Property Address2309 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number0000050400
Map ReferenceDOC 2004R072390
Instrument DateAug 19, 2021
Instrument2021R0050400
Transaction TypeTransfer
Record UpdatedJun 7, 2022
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$422.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10258 S WESTERN AVE, 10258, CHICAGO, IL 60643-1948

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2309 TRUMAN TRL, MCHENRY, IL 60051-3623

January 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address2309 TRUMAN TRL, MCHENRY, IL 60051-3623
Document Number0000014434
Instrument DateJan 30, 2018
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTrust
Address727 N BANK LN LAKE FOREST IL 600451887, LAKE FOREST, IL 60045-1887

Mortgage

Document Number0000014434
DateMay 4, 2018
Instrument14434
Lender
NameCRYSTAL LAKE BK&TR
TypeBank
AddressCRYSTAL LAKE, IL 60014
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionMcHenry Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$129,441 Land $19,197 Building $110,244$388,323 Land $57,591 Building $330,732

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims22 (1979–2026)
Claims Outside the SFHA3 of 22
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 6 claims
  • Severe Storms & Flooding, Jun 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: Verizon.

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