2314 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2314 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 875 sqft · built 1950
Lot Size	0.148 acres (6,462 sqft)
Owner	Individual Name on Record
Last Sale	$199,800 (Aug 2022)
Tax Bill	$2,343 (2026)
Deeds & Mortgages	Aug 2022 Sale & Second Mortgage Dec 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0345`

Property Details

APN / Parcel Number

Primary APN	`35044.0345`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,462 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2314 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L22 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	6
Legal Lot Number	22
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2314 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage WASHINGTON STATE HOUSING FIN COMMIS
Dec 31, 2020	Grant Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage WILLOW CREEK 39 LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2022 · Amount on Record
Deed Sale	Aug 10, 2022 · Amount on Record
Prior Sale	Dec 31, 2020 · Amount on Record
Deed Document Number	20227231027
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 10, 2022
Property Address	2314 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0007231027
Map Reference	VOL E PG 1
Instrument Date	Jul 27, 2022
Instrument	7231027
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,201.80
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E PROVIDENCE AVE, SPOKANE, WA 99207-5831

Mortgage

Document Number	0007231029
Date	Aug 10, 2022
Instrument	7231029

Lender

Name	WASHINGTON STATE HOUSING FIN COMMIS
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Mortgage

Document Number	0007231028
Date	Aug 10, 2022
Instrument	7231028

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPOKANE WA
Recording Date	Dec 31, 2020
Property Address	2314 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0007016171
Instrument Date	Dec 30, 2020
Instrument	7016171
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5812 N VISTA LN SPOKANE WA 992121680, SPOKANE, WA 99212-1680

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2314 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0007004583
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Dec 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5812 N VISTA LN SPOKANE VALLEY WA 992121680, SPOKANE VALLEY, WA 99212-1680

Mortgage

Document Number	0007004583
Date	Dec 7, 2020
Instrument	7004583

Lender

Name	WILLOW CREEK 39 LLC
Address	11215 E LACROSSE AVE, SPOKANE, WA 99206-4543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,343.00 (+21.65%)	$228,200 (+21.06%) Land $90,000 Building $138,200	$228,200 (+21.06%) Land $90,000 Building $138,200
2025	$1,926.00 (+5.13%)	$188,500 (+6.38%) Land $70,000 Building $118,500	$188,500 (+6.38%) Land $70,000 Building $118,500
2024	$1,832.00 (+5.35%)	$177,200 (+37.26%) Land $65,000 Building $112,200	$177,200 (+37.26%) Land $65,000 Building $112,200
2023	$1,739.00 (+14.63%)	$129,100 Land $42,000 Building $87,100	$129,100 Land $42,000 Building $87,100
2022	$1,517.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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