2310 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2310 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 1906
Lot Size	0.148 acres (6,462 sqft)
Owner	2 Individual Names on File
Last Sale	$324,900 (Jul 2026)
Tax Bill	$1,295 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0346`

Property Details

APN / Parcel Number

Primary APN	`35044.0346`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,248 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	624 sqft
2nd Floor Area	624 sqft
Basement Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,462 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	288 sqft
Deck Area	144 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2310 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L23 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	6
Legal Lot Number	23
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	1600

Owner

2310 E Providence Ave is owned and occupied by two individuals who bought it in July 2026.

Source: Spokane County records, as of September 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Aug 2, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 2, 2018	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
May 12, 2017	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Jan 23, 2017	Quit Claim Deed, Transfer SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on File
Deed Sale	Jul 23, 2026 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Document Number	20267504036
Prior Transfer Date	Mar 23, 2016
Prior Transfer Doc	0006573044
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jul 23, 2026
Property Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0007504036
Instrument Date	Jul 21, 2026
Instrument	20267504036
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525,543.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Investor	Possibly a Property Investor

Mortgage

Document Number	0007504036,
Date	Jul 23, 2026
Instrument	20267504036

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007108235
Date	Aug 2, 2021
Instrument	7108235

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006671882
Date	Jan 2, 2018
Instrument	6671882

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 12, 2017
Property Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0006602690
Instrument Date	May 9, 2017
Instrument	6602690
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,408.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1401 MARVIN RD NE #307PMB154 LACEY WA 985165709, 307PMB, LACEY, WA 98516-5709

Mortgage

Document Number	6602691
Date	May 12, 2017
Instrument	6602691

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 11, 2047

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 23, 2017
Property Address	2310 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0006573044
Instrument Date	Mar 23, 2016
Instrument	6573044
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	SPOKANE COUNTY TITLE COMPANY, SPOKANE COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 2310 E Providence Ave was $1,295, up 508% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,295.00 (+507.98%)	$265,900 (+2.23%) Land $90,000 Building $175,900	$265,900 (+2.23%) Land $90,000 Building $175,900
2025	$213.00 (+3.4%) Disabled Person's exemption Senior Citizen's exemption	$260,100 (+5.65%) Land $70,000 Building $190,100	$260,100 (+5.65%) Land $70,000 Building $190,100
2024	$206.00 (-25.09%) Disabled Person's exemption Senior Citizen's exemption	$246,200 (+29.24%) Land $65,000 Building $181,200	$246,200 (+29.24%) Land $65,000 Building $181,200
2023	$275.00 (-15.9%) Disabled Person's exemption Senior Citizen's exemption	$190,500 Land $42,000 Building $148,500	$190,500 Land $42,000 Building $148,500
2022	$327.00 Disabled Person's exemption Senior Citizen's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2310 E Providence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2310 E Providence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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