2302 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2302 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,345 sqft · built 1906
Lot Size	0.148 acres (6,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,500 (Feb 2026)
Tax Bill	$3,607 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`35044.0347`

Property Details

APN / Parcel Number

Primary APN	`35044.0347`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,345 sqft Living Area
Gross Area	2,811 sqft
1st Floor Area	937 sqft
Attic	Attic
Attic Area	1,464 sqft
Basement Area	937 sqft
Finished Basement	881 sqft
Unfinished Basement	56 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1906
Effective Year Built	Effective 2017
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,461 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Deck Area	136 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2302 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L24 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	6
Legal Lot Number	24
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIORITY HOME LENDING LLC
Feb 20, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 20, 2020	Warranty Deed, Transfer · Conventional with PMI PRIORITY HM LNDG
Aug 18, 2017	Warranty Deed, Transfer · VA Mortgage INLAND MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2026 · Amount on Record
Deed Sale	Feb 20, 2026 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	20267471433
Prior Transfer Date	Apr 17, 2015
Prior Transfer Doc	0006453032
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007172418
Date	Jan 18, 2022
Instrument	7172418

Lender

Name	PRIORITY HOME LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Feb 20, 2026
Property Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0007471433
Map Reference	VOL E PG 1
Instrument Date	Feb 20, 2026
Instrument	7471433
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,045.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831

Mortgage

Document Number	0007471434
Date	Feb 20, 2026
Instrument	7471434

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 20, 2020
Property Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0006903282
Instrument Date	Mar 17, 2020
Instrument	6903282
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2302 E PROVIDENCE AVE SPOKANE WA 992075831, SPOKANE, WA 99207-5831

Mortgage

Document Number	6903283
Date	Mar 20, 2020
Instrument	6903283

Lender

Name	PRIORITY HM LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 19, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Aug 18, 2017
Property Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0006632047
Map Reference	VOL E PG1
Instrument Date	Aug 16, 2017
Instrument	6632047
Transaction Type	Transfer
Record Updated	Sep 8, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,244.60
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2302 E PROVIDENCE AVE, SPOKANE, WA 99207-5831

Mortgage

Document Number	0006632048
Date	Aug 18, 2017
Instrument	6632048

Lender

Name	INLAND MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,607.00 (-2.72%)	$373,600 (+5.9%) Land $90,000 Building $283,600	$373,600 (+5.9%) Land $90,000 Building $283,600
2025	$3,708.00 (+17.19%)	$352,800 (+9.12%) Land $90,000 Building $262,800	$352,800 (+9.12%) Land $90,000 Building $262,800
2024		$323,300 (+22.51%) Land $65,000 Building $258,300	$323,300 (+22.51%) Land $65,000 Building $258,300
2023	$3,164.00 (+2.46%)	$263,900 Land $42,000 Building $221,900	$263,900 Land $42,000 Building $221,900
2022	$3,088.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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