2322 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2322 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,386 sqft · built 1905
Lot Size	0.148 acres (6,463 sqft)
Owner	Individual Name on Record
Last Sale	$194,500 (Jan 2021)
Tax Bill	$2,352 (2026)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35044.0349`

Property Details

APN / Parcel Number

Primary APN	`35044.0349`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	936 sqft
Basement Area	450 sqft
Finished Basement	450 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Bungalow
Exterior Material	Shingles
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,463 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide
Deck Area	179 sqft
Patio Area	179 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	2322 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PARK 1ST LT 20 B6
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PARK
Legal Block	6
Legal Lot Number	20
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2004
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2322 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2021	Warranty Deed, Transfer · FHA Mortgage ENVOY MORTGAGE LTD
Feb 13, 2017	Deed of Trust, Mortgage · FHA Mortgage JAMES B NUTTER & CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2021 · Amount on Record
Deed Sale	Jan 6, 2021 · Amount on Record
Prior Sale	Mar 30, 2010 · Amount on Record
Deed Document Number	20217018099
Prior Transfer Date	Mar 17, 2011
Prior Transfer Doc	0005987370
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jan 6, 2021
Property Address	2322 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0007018099
Map Reference	VOL E PG 1
Instrument Date	Jan 5, 2021
Instrument	7018099
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,117.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 E PROVIDENCE AVE, SPOKANE, WA 99207-5831

Mortgage

Document Number	0007018100
Date	Jan 6, 2021
Instrument	7018100

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2322 E PROVIDENCE AVE, SPOKANE, WA 99207-5831
Document Number	0006587798
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2322 E PROVIDENCE AVE SPOKANE WA 992075831, SPOKANE, WA 99207-5831

Mortgage

Document Number	0006587798
Date	Mar 23, 2017
Instrument	6587798

Lender

Name	JAMES B NUTTER & CO
Type	Funding / Finance Company
Address	KANSAS CITY, MO 64111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2047

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,352.00 (-3.21%)	$236,800 (-4.36%) Land $90,000 Building $146,800	$236,800 (-4.36%) Land $90,000 Building $146,800
2025	$2,430.00 (+0.16%)
2024		$247,600 (+26.97%) Land $65,000 Building $182,600	$247,600 (+26.97%) Land $65,000 Building $182,600
2023	$2,426.00 (+6.17%)	$195,000 Land $42,000 Building $153,000	$195,000 Land $42,000 Building $153,000
2022	$2,285.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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