2317 E Providence Ave, Spokane, WA 99207 Property Records

Spokane County property record for 2317 E Providence Ave, Spokane, WA 99207

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 862 sqft · built 1911
Lot Size	0.148 acres (6,463 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Jul 2016)
Tax Bill	$2,078 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35044.0204`

Property Details

APN / Parcel Number

Primary APN	`35044.0204`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	862 sqft Living Area
Gross Area	982 sqft
1st Floor Area	862 sqft
Basement Area	120 sqft

Exterior

Year Built	Built 1911
Effective Year Built	Effective 2015
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,463 sqft (0.148 acres)
Lot Dimensions	129 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	178 sqft
Deck Area	48 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2317 E PROVIDENCE AVE
City	SPOKANE
State	WA
Zip	99207-5832
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	HAYS PK 1ST L4 B7
Legal Range	43E
Legal Township	25N
Legal Section	04
Legal Subdivision	HAYS PK
Legal Block	7
Legal Lot Number	4
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2003
Census Tract	1600

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2317 E PROVIDENCE AVE, SPOKANE, WA 99207-5832
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2016 · Amount on Record
Deed Sale	Jul 12, 2016 · Amount on Record
Prior Sale	Nov 12, 2004
Deed Document Number	20166514197
Prior Transfer Date	Mar 25, 2005
Prior Transfer Doc	0005195682
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Sep 2, 2026
Property Address	2317 E PROVIDENCE AVE, SPOKANE, WA 99207-5832
Document Number	0007513045
Instrument Date	Aug 28, 2026
Instrument	20267513045
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 E PROVIDENCE AVE, SPOKANE, WA 99207-5832

Mortgage

Document Number	0007513045,
Date	Sep 2, 2026
Instrument	20267513045

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2317 E PROVIDENCE AVE, SPOKANE, WA 99207-5832
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007181815
Date	Feb 18, 2022
Instrument	7181815

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,078.00 (+5.91%)	$208,200 (+5.9%) Land $90,000 Building $118,200	$208,200 (+5.9%) Land $90,000 Building $118,200
2025	$1,962.00 (+1.76%)
2024		$196,600 (+29.77%) Land $65,000 Building $131,600	$196,600 (+29.77%) Land $65,000 Building $131,600
2023	$1,928.00 (+8.44%)	$151,500 Land $42,000 Building $109,500	$151,500 Land $42,000 Building $109,500
2022	$1,778.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom, Verizon.

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