23115 Graf Rd, Harvard, IL 60033 Property Records

McHenry County property record for 23115 Graf Rd, Harvard, IL 60033

Property Summary

Property TypeSingle Family Home
Lot Size2 acres (87,120 sqft)
OwnerIndividual Name on Record
Last Sale$223,000 (Sep 2019)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-28-276-002

Property Details

APN / Parcel Number

Primary APN01-28-276-002

Exterior

Lot Area87,120 sqft

Location & Zoning

Street Address23115 GRAF RD
CityHARVARD
StateIL
Zip60033-9352
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2019R0030128 LT 8 GARDINERS BRAE
Legal Range05E
Legal Township46N
Legal Section28
Legal SubdivisionGARDINERS BRAE SUB
Legal Block276
Legal Lot Number8
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2017
Census Tract870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address23115 GRAF RD, HARVARD, IL 60033-9352
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 13, 2019 · Amount on Record
Deed SaleSep 13, 2019 · Amount on Record
Deed Document Number2019R0030128
Record UpdatedJun 7, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateSep 13, 2019
Property Address23115 GRAF RD, HARVARD, IL 60033-9352
Document Number0000030128
Map ReferenceDOC 558968
Instrument DateSep 11, 2019
Instrument2019R0030128
Transaction TypeTransfer
Record UpdatedMay 27, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$334.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address605 E DIGGINS ST, HARVARD, IL 60033-2463

Mortgage

Document Number0000030129
DateSep 13, 2019
Instrument2019R0030129
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$73,059 Land $14,760 Building $58,299$219,177 Land $44,280 Building $174,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Rise Broadband
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graf Rd

Nearby Streets

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