23119 Graf Rd, Harvard, IL 60033 Property Records

McHenry County property record for 23119 Graf Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	7.31 acres (318,654 sqft)
Owner	2 Trust Names on File
Last Sale	$85,000 (Apr 2015)
Deeds & Mortgages	Mar 2022 Transfer Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-28-276-021`

Property Details

APN / Parcel Number

Primary APN	`01-28-276-021`

Exterior

Lot Area	318,654 sqft

Location & Zoning

Street Address	23119 GRAF RD
City	HARVARD
State	IL
Zip	60033-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0010922 SELY PT PARCEL A /EX DOC 2011R0008059/ GARDINERS BRAE MEMO: HATHAWAY, MARC A TR - 1/2 INT/ HATHAWAY, LINDA S
Legal Subdivision	BOBNANZA HEIGHTS
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2017
Census Tract	870301

Owner

23119 Graf Rd is owner-occupied and held in a trust since March 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	2 Trust Names on File
Co-owner	2 Co-owners on File
Mailing Address	23119 GRAF RD, HARVARD, IL 60033-9352
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2022	Intrafamily Transfer, Transfer ATTORNEY
Nov 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage THE HARVARD STATE BANK
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit THE HARVARD STATE BANK

Assessor's Deed Record

Deed Names	4 Names on Deed
Last Sale	Apr 7, 2015 · Amount on File
Deed Sale	Apr 7, 2015 · Amount on File
Prior Sale	Apr 7, 2015 · Amount on File
Deed Document Number	0000011858
Last Transfer Date	Mar 24, 2022
Transfer Doc	0000010922
Record Updated	Jun 7, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Mar 24, 2022
Property Address	23119 GRAF RD, HARVARD, IL 60033-9352
Document Number	0000010922
Instrument Date	Mar 14, 2022
Instrument	2022R0010922
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23119 GRAF RD, HARVARD, IL 60033-9352

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	23119 GRAF RD, HARVARD, IL 60033-9352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044053
Date	Nov 29, 2017
Instrument	2017R0044053

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	23119 GRAF RD, HARVARD, IL 60033-9352
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012661
Date	Apr 13, 2020
Instrument	2020R0012661

Lender

Name	THE HARVARD STATE BANK
Type	Bank
Address	HARVARD, IL 60033

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$106,651 Land $37,389 Building $69,262	$319,953 Land $112,167 Building $207,786

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23119 Graf Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23119 Graf Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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