7912 Graf Rd, Harvard, IL 60033 Property Records

McHenry County property record for 7912 Graf Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.795 acres (34,641 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	Feb 2019 Mortgage Mar 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`01-27-107-003`

Property Details

APN / Parcel Number

Primary APN	`01-27-107-003`

Exterior

Lot Area	34,641 sqft

Location & Zoning

Street Address	7912 GRAF RD
City	HARVARD
State	IL
Zip	60033-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1998R0082862 LTS 1, 2, 13 & 14 BLK 7 ORIG PLAT VILL OF LAWRENCE
Legal Range	05E
Legal Township	46N
Legal Section	27
Legal Subdivision	LAWRENCE
Legal Block	7
Legal Lot Number	1,2 2
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2018
Census Tract	870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7912 GRAF RD, HARVARD, IL 60033-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 1998
Deed Sale	Dec 9, 1998
Record Updated	Jun 7, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7912 GRAF RD, HARVARD, IL 60033-9398
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003547
Date	Feb 7, 2019
Instrument	2019R0003547

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate	5.62%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7912 GRAF RD, HARVARD, IL 60033-9398
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010975
Date	Mar 30, 2020
Instrument	2020R0010975

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	FAIRMONT, WV 26555

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate	3.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$61,354 Land $10,504 Building $50,850	$184,062 Land $31,512 Building $152,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Graf Rd

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