23101 Graf Rd, Harvard, IL 60033 Property Records

McHenry County property record for 23101 Graf Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	2.74 acres (119,354 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Nov 2022)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`01-27-110-026`

Property Details

APN / Parcel Number

Primary APN	`01-27-110-026`
Alternative APN	`0127110020`

Exterior

Lot Area	119,354 sqft (2.74 acres)

Location & Zoning

Old Parcel Number	0127110020
Street Address	23101 GRAF RD
City	HARVARD
State	IL
Zip	60033-9352
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0037660 PT E1/2 E1/2 NE1/4 SEC 28 & PT NLY PT LT 6 CHEMUNG PLAT 5 & THAT PT VAC WEST ST VACATED PER 1953R0269397
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2017
Census Tract	870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	23101 GRAF RD, HARVARD, IL 60033-9352
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2022	Deed, Transfer · Conventional Mortgage GREENSTATE CU
Aug 7, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2022 · Amount on Record
Deed Sale	Nov 7, 2022 · Amount on Record
Deed Document Number	2022R0037660
Record Updated	Jun 7, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	Nov 7, 2022
Property Address	23101 GRAF RD, HARVARD, IL 60033-9352
Document Number	0000037660
Instrument Date	Oct 17, 2022
Instrument	2022R0037660
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23101 GRAF RD, HARVARD, IL 60033-9352

Mortgage

Document Number	0000037661
Date	Nov 7, 2022
Instrument	2022R0037661

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.62%

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 7, 2018
Property Address	23101 GRAF RD, HARVARD, IL 60033-9352
Document Number	0000026916
Instrument Date	Jun 12, 2018
Instrument	26916
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23101 GRAF RD HARVARD IL 600339352, HARVARD, IL 60033-9352

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$97,946 Land $17,164 Building $80,782	$293,838 Land $51,492 Building $242,346

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Rise Broadband Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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