23215 Graf Rd, Harvard, IL 60033 Property Records

McHenry County property record for 23215 Graf Rd, Harvard, IL 60033

Property Summary

Property TypeRural Home
Lot Size7.25 acres (315,810 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesAug 2021 Line of Credit
Apr 2017 Mortgage
Flood ZoneZone A (high risk)
APN01-28-226-005

Property Details

APN / Parcel Number

Primary APN01-28-226-005

Exterior

Lot Area315,810 sqft (7.25 acres)

Location & Zoning

Street Address23215 GRAF RD
CityHARVARD
StateIL
Zip60033-9384
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDOC 2000R0041409 N PT LT A GARDINERS BRAE SUB
Legal Range05E
Legal Township46N
Legal Section28
Legal SubdivisionN PT LT A GARDINERS BRAE
Legal Block226
Legal Lot NumberA
JurisdictionMCHENRY IL
Township / Civil DivisionCHEMUNG
Census Block Group2
Census Block2016
Census Tract870301

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address23215 GRAF RD, HARVARD, IL 60033-9384
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2021Deed of Trust, Mortgage · Line of Credit
COMPEER FINANCIAL FLCA
Apr 6, 2017Deed of Trust, Mortgage
HARVARD STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2000
Deed SaleAug 1, 2000
Prior SaleMar 26, 1996 · Amount on Record
Deed Document Number96014529
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23215 GRAF RD, HARVARD, IL 60033-9384
Transaction TypeMortgage
Record UpdatedSep 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address23215 GRAF RD, HARVARD, IL 60033-9384

Mortgage

Document Number0000046620
DateAug 25, 2021
Instrument2021R0046620
Lender
NameCOMPEER FINANCIAL FLCA
TypeBank
AddressSUN PRAIRIE, WI 53590
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address23215 GRAF RD, HARVARD, IL 60033-9384
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000012022
DateApr 6, 2017
Instrument2017R0012022
Lender
NameHARVARD STATE BANK
TypeNon-Lending Institution
AddressHARVARD, IL 60033
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionChemung Township
Unified School DistrictHarvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Homeowner's exemption$53,521 Land $3,916 Building $49,605$160,563 Land $11,748 Building $148,815

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims8 (1993–2013)
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 65% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Rise Broadband
Fixed Wireless
100 / 20

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