7903 Graf Rd, Harvard, IL 60033 Property Records

McHenry County property record for 7903 Graf Rd, Harvard, IL 60033

Property Summary

Property Type	Single Family Home
Lot Size	0.6 acres (26,137 sqft)
Owner	Individual Name on Record
Last Sale	$387,500 (Oct 2025)
Tax Bill	$6,522 (2024)
Deeds & Mortgages	Mar 2025 Line of Credit Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-27-110-017`

Property Details

APN / Parcel Number

Primary APN	`01-27-110-017`
Alternative APN	`0127110010`

Exterior

Lot Area	26,137 sqft

Location & Zoning

Old Parcel Number	0127110010
Street Address	7903 GRAF RD
City	HARVARD
State	IL
Zip	60033-9398
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2003R0073427 LTS 6 & 9 & SELY1/2 LTS 5 & 10 BLK 9 ORIG PLAT VILL OF LAWRENCE
Legal Subdivision	VILLAGE/LAWRENCE
Legal Block	9
Legal Lot Number	6,9 9
Jurisdiction	MCHENRY IL
Township / Civil Division	CHEMUNG
Census Block Group	2
Census Block	2017
Census Tract	870301

Owner

Source: McHenry County records, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7903 GRAF RD, HARVARD, IL 60033-9398
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF OMAHA
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage CONSUMER REAL ESTATE FINANCE CO
Jun 5, 2018	Loan Modification, Mortgage · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on Record
Deed Sale	Oct 2, 2025 · Amount on Record
Deed Document Number	2025R0027085
Record Updated	Jun 8, 2026

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	7903 GRAF RD, HARVARD, IL 60033-9398
Transaction Type	Mortgage
Record Updated	Oct 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007741
Date	Mar 28, 2025
Instrument	2025R0007741

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Change Frequency	Monthly

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 2, 2025
Property Address	7903 GRAF RD, HARVARD, IL 60033-9398
Document Number	0000027085
Map Reference	MB 15 PG 622
Instrument Date	Sep 27, 2025
Instrument	2025R0027085
Transaction Type	Transfer
Record Updated	Oct 22, 2025
Title Company	UNKNOWN, CT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$387.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7903 GRAF RD, HARVARD, IL 60033-9398

Mortgage

Document Number	0000027086
Date	Oct 2, 2025
Instrument	2025R0027086

Lender

Name	CONSUMER REAL ESTATE FINANCE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7.12%

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCHENRY IL
Property Address	7903 GRAF RD, HARVARD, IL 60033-9398
Document Number	0000019426
Instrument Date	Jun 5, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7903 GRAF RD HARVARD IL 600339398, HARVARD, IL 60033-9398

Mortgage

Document Number	0000019426
Date	Jun 12, 2018
Instrument	19426

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 11, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Chemung Township
Unified School District	Harvard Community Unit School District 50 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,522.00 Homeowner's exemption	$100,757 (+29.7%) Land $11,834 Building $88,923	$302,271 (+29.7%) Land $35,502 Building $266,769
2022	Homeowner's exemption	$77,682 Land $10,698 Building $66,984	$233,046 Land $32,094 Building $200,952

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1993–2013)
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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