231 River St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 231 River St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 990 sqft · built 1935
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Feb 2021)
Tax Bill	$3,177 (2026)
Deeds & Mortgages	Apr 2024 Sale Sep 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455-03050-04-001`

Property Details

APN / Parcel Number

Primary APN	`455-03050-04-001`
Alternative APN	`WSPR M:00455 B:03050 L:00004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	990 sqft Living Area
Gross Area	2,036 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	455-03050-04-001
Street Address	231 RIVER ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB1
Legal Block	3050
Legal Lot Number	4
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2012
Census Tract	812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 RIVER ST, WEST SPRINGFIELD, MA 01089-3607
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed, Transfer
Sep 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MV OF MASSACHUSETTS LLC
Feb 12, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2021 · Amount on Record
Deed Sale	Feb 12, 2021 · Amount on Record
Prior Sale	Mar 2, 2011
Last Transfer Date	Apr 24, 2024
Transfer Doc	025394-151
Record Updated	Oct 29, 2026

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Apr 24, 2024
Property Address	231 RIVER ST, WEST SPRINGFIELD, MA 01089-3607
Document Number	025394-151
Book / Page	25394 / 151
Instrument Date	Apr 24, 2024
Instrument	17337
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	231 RIVER ST, WEST SPRINGFIELD, MA 01089-3607

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	231 RIVER ST, WEST SPRINGFIELD, MA 01089-3607
Transaction Type	Mortgage
Record Updated	Oct 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024735-165
Date	Sep 21, 2022
Book Page	24735/165
Instrument	56990

Lender

Name	MV OF MASSACHUSETTS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Feb 12, 2021
Property Address	231 RIVER ST, WEST SPRINGFIELD, MA 01089-3607
Document Number	23707-505
Book / Page	23707 / 505
Instrument Date	Jan 28, 2021
Instrument	10247
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 MONTGOMERY ST, INDIAN ORCHARD, MA 01151-1616

Mortgage

Document Number	10248
Date	Feb 12, 2021
Instrument	10248

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,177.00 (+0.92%)	$226,600 (+7.04%) Land $93,300 Building $133,300	$282,924 (+29.54%)
2025	$3,148.00 (+3.93%)	$211,700 (+3.52%) Land $84,900 Building $126,800	$218,405
2024	$3,029.00 (+7.99%)	$204,500 (+13.3%) Land $84,900 Building $119,600
2023	$2,805.00	$180,500 Land $84,900 Building $95,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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