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202 River St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 202 River St, West Springfield, MA 01089

Property Summary

Property TypeDuplex
Details5 bd · 2 ba · 2,204 sqft · built 1900
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$399,000 (Dec 2024)
Tax Bill$4,723 (2026)
Deeds & MortgagesMay 2026 Mortgage
Apr 2026 Transfer
Flood ZoneZone X (reduced by levee)
APN455-02450-03-001

Property Details

APN / Parcel Number

Primary APN455-02450-03-001
Alternative APN
  • WSPR M:00455 B:02450 L:00003

Interior

Bedrooms5 Beds
Full Baths2 Baths
Units2 Units
Stories2 Stories
Building Area2,204 sqft Living Area
Gross Area4,074 sqft
Basement Area1,102 sqft
Unfinished Basement1,102 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number455-02450-03-001
Street Address202 RIVER ST
CityWEST SPRINGFIELD
StateMA
Zip01089-3602
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeBB1
Legal Block2450
Legal Lot Number3
JurisdictionWEST SPRINGFIELD MA
Township / Civil DivisionWEST SPRINGFIELD TOWN
Census Block Group2
Census Block2009
Census Tract812300

Owner

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address202 RIVER ST, 2, WEST SPRINGFIELD, MA 01089-3602
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORPORATION
Apr 7, 2026Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2024 · Amount on Record
Deed SaleDec 23, 2024 · Amount on Record
Prior SaleDec 23, 2014 · Amount on Record
Deed Document Number202460947
Deed Book / Page25705 / 583
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEST SPRINGFIELD MA
Recording DateMay 22, 2026
Property Address202 RIVER ST, WEST SPRINGFIELD, MA 01089-3602
Document Number026341-534
Book / Page26341 / 534
Instrument DateMay 18, 2026
Instrument202622818
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RIVER ST, WEST SPRINGFIELD, MA 01089-3602
InvestorPossibly a Property Investor

Mortgage

Document Number0000022818,
DateMay 22, 2026
Book Page26341/534
Instrument202622818
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.3%
Max Rate-1%

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWEST SPRINGFIELD MA
Recording DateApr 7, 2026
Property Address202 RIVER ST, WEST SPRINGFIELD, MA 01089-3602
Document Number026281-346
Book / Page26281 / 346
Instrument DateApr 7, 2026
Instrument202614777
Transaction TypeTransfer
Record UpdatedAug 27, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address202 RIVER ST, WEST SPRINGFIELD, MA 01089-3602
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
MunicipalityWest Springfield Town City
Unified School DistrictWest Springfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,723.00 (+1.83%)$336,900 (+8.02%) Land $101,500 Building $235,400$397,222 (+27.13%)
2025$4,638.00 (+10.01%)$311,900 (+9.55%) Land $92,300 Building $219,600$312,455
2024$4,216.00 (+5.56%)$284,700 (+10.78%) Land $92,300 Building $192,400
2023$3,994.00$257,000 Land $92,300 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST SPRINGFIELD DPW WATER DIVISION
serves 28,835 people · EPA ID MA1325000
Water SourceGroundwater
Last State InspectionMay 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: T-Mobile.

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