263 River St, West Springfield, MA 01089 Property Records

Hampden County and West Springfield Town City property record for 263 River St, West Springfield, MA 01089

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1930
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on File
Last Sale	$140,400 (Dec 2006)
Tax Bill	$3,170 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`455-03250-6A-001`

Property Details

APN / Parcel Number

Primary APN	`455-03250-6A-001`
Alternative APN	`WSPR M:00455 B:03250 L:0006A`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	2,950 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	455-03250-6A-001
Street Address	263 RIVER ST
City	WEST SPRINGFIELD
State	MA
Zip	01089-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BB1
Legal Block	3250
Legal Lot Number	6A
Jurisdiction	WEST SPRINGFIELD MA
Township / Civil Division	WEST SPRINGFIELD TOWN
Census Block Group	2
Census Block	2011
Census Tract	812300

Owner

263 River St is owned and occupied by two individuals who bought it in December 2006.

Source: Hampden County and West Springfield Town City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	263 RIVER ST, WEST SPRINGFIELD, MA 01089-3665
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Aug 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2006 · Amount on File
Deed Sale	Dec 22, 2006 · Amount on File
Prior Sale	Jul 23, 2004 · Amount on File
Deed Document Number	2006142412
Deed Book / Page	16409 / 116
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Recording Date	Aug 11, 2026
Property Address	263 RIVER ST, WEST SPRINGFIELD, MA 01089-3665
Document Number	0000038178
Book / Page	26458 / 521
Instrument Date	Aug 6, 2026
Instrument	202638178
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	263 RIVER ST, WEST SPRINGFIELD, MA 01089-3665

Mortgage

Document Number	0000038178,
Date	Aug 11, 2026
Book Page	26458/521
Instrument	202638178

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	229 Months
Due	Sep 1, 2045

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	263 RIVER ST, WEST SPRINGFIELD, MA 01089-3665
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23352-135
Date	Aug 7, 2020
Book Page	23352/135
Instrument	43004

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Sep 1, 2044

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEST SPRINGFIELD MA
Property Address	263 RIVER ST, WEST SPRINGFIELD, MA 01089-3665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23325-257
Date	Jul 23, 2020
Book Page	23325/257
Instrument	39647

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	289 Months
Due	Aug 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 263 River St was $3,170, up 0.9% from the year before.

Source: Hampden County and West Springfield Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	West Springfield Town City
Unified School District	West Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,170.00 (+0.89%)	$226,100 (+7%) Land $93,300 Building $132,800	$242,433 (+14.8%)
2025	$3,142.00 (+3.94%)	$211,300 (+3.53%) Land $84,900 Building $126,400	$211,185
2024	$3,023.00 (+7.85%)	$204,100 (+13.14%) Land $84,900 Building $119,200
2023	$2,803.00	$180,400 Land $84,900 Building $95,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 263 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 263 River St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST SPRINGFIELD DPW WATER DIVISION serves 28,835 people · EPA ID MA1325000
Water Source	Groundwater
Last State Inspection	May 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on River St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures