Union County and Summit City property record for 231 Mountain Ave, Summit, NJ 07901 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,849 sqft · built 1920 |
| Lot Size | 0.131 acres (5,706 sqft) |
| Owner | Individual Name on File |
| Last Sale | $800,000 (Nov 2020) |
| Tax Bill | $12,183 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04708-0000-00010 |
| Primary APN | 18-04708-0000-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,849 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,706 sqft (0.131 acres) |
| Old Parcel Number | 1800095E00008 |
|---|---|
| Street Address | 231 MOUNTAIN AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4708 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 37900 |
Source: Union County and Summit City records · APN 18-04708-0000-00010
Assessment roll updated July 8, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 MOUNTAIN AVE, SUMMIT, NJ 07901-3207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 04, 2020 | Deed, Transfer · Conventional Mortgage HSBC BANK USA |
| Dec 01, 2017 | Grant Deed, Transfer · Conventional Mortgage NJ LENDERS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 04, 2020 · Amount on Record |
| Deed Sale | Nov 04, 2020 · Amount on Record |
| Prior Sale | Dec 01, 2017 · Amount on Record |
| Deed Document Number | 2020329781 |
| Deed Book / Page | 6388 / 323 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 04, 2020 |
| Property Address | 231 MOUNTAIN AVE, SUMMIT, NJ 07901-3207 |
| Document Number | 0063880323 |
| Book / Page | 6388 / 323 |
| Instrument Date | Oct 07, 2020 |
| Instrument | 329781 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2021 |
| Title Company | BELMONT TTL & SETMNT SVCS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,305.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 231 MOUNTAIN AVE, 231, SUMMIT, NJ 07901-3207 |
| Name | Verified Name |
|---|---|
| Address | 231 MOUNTAIN AVE, SUMMIT, NJ 07901-3207 |
| Document Number | 702724 |
|---|---|
| Date | Nov 04, 2020 |
| Instrument | 702724 |
| Name | HSBC BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.58% |
| Type Change Date | Nov 01, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.28% |
| Max Rate At Change | 8.58% |
| Index | 1-Year LIBOR |
| Max Rate | 8.58% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Dec 01, 2017 |
| Property Address | 231 MOUNTAIN AVE, SUMMIT, NJ 07901-3207 |
| Document Number | 0062310554 |
| Book / Page | 006231 / 000554 |
| Instrument Date | Nov 30, 2017 |
| Instrument | 294164 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 231 MOUNTAIN AVE SUMMIT NJ 079013207, SUMMIT, NJ 07901-3207 |
| Document Number | 143720893 |
|---|---|
| Date | Dec 01, 2017 |
| Book Page | 014372/000893 |
| Instrument | 650094 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 960 Months |
| Due | Nov 30, 2097 |
Source: Union County and Summit City records · Assessment roll updated July 8, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $272,500 (-) Land $154,500 Building $118,000 | $272,500 (-) Land $154,500 Building $118,000 | |
| 2025 | $12,183.00 (+2.64%) | $272,500 (-) Land $154,500 Building $118,000 | $272,500 (-) Land $154,500 Building $118,000 |
| 2024 | $11,870.00 (+1.71%) | ||
| 2023 | $272,500 Land $154,500 Building $118,000 | $272,500 Land $154,500 Building $118,000 | |
| 2022 | $11,671.00 |
Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 12 (1979–2021) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Sep 2021, rainfall accumulation, Remnants Of Hurricane Ida |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 427 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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