321 Mountain Ave, Summit, NJ 07901 Property Records

Union County and New Providence Borough property record for 321 Mountain Ave, Summit, NJ 07901 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4,016 sqft · built 2005
Lot Size	0.521 acres (22,695 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Jul 2021)
Tax Bill	$27,258 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00262-0000-00018-01`

Property Details

APN / Parcel Number

Primary APN	`11-00262-0000-00018-01`
Alternative APNs	`11002620000000180001` `288010`

Interior

Building Area	4,016 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	22,695 sqft (0.521 acres)

Location & Zoning

Account Number	288010
Street Address	321 MOUNTAIN AVE
City	SUMMIT
State	NJ
Zip	07901-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	262
Legal Lot Number	18.1
Jurisdiction	UNION NJ
Township / Civil Division	NEW PROVIDENCE
Census Block Group	3
Census Block	3010
Census Tract	37900

Owner

Source: Union County and New Providence Borough records · APN 11-00262-0000-00018-01

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	321 MOUNTAIN AVE, SUMMIT, NJ 07901-4122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Dec 13, 2005 · Amount on Record
Deed Document Number	20217171
Deed Book / Page	6422 / 2001
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 20, 2021
Property Address	321 MOUNTAIN AVE, SUMMIT, NJ 07901-4122
Document Number	0064222001
Book / Page	6422 / 2001
Instrument Date	Jul 02, 2021
Instrument	7171
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$18,035.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 DEXTER DR S, 27, BASKING RIDGE, NJ 07920-1553

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 MOUNTAIN AVE, SUMMIT, NJ 07901-4122

Mortgage

Document Number	0000016991
Date	Jul 20, 2021
Instrument	16991

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Tax Assessment & Valuation

Source: Union County and New Providence Borough records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	New Providence Borough
Unified School District	New Providence Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$520,000 (-) Land $155,200 Building $364,800	$520,000 (-) Land $155,200 Building $364,800
2025	$27,258.00 (+1.55%)	$520,000 (-) Land $155,200 Building $364,800	$520,000 (-) Land $155,200 Building $364,800
2024	$26,842.00 (+4.54%)
2023		$520,000 Land $155,200 Building $364,800	$520,000 Land $155,200 Building $364,800
2022	$25,677.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390379003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 3 individual NFIP policies nearby
Nearby Flood Policies	3 in force 3 of 3 on primary residences
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012, rainfall accumulation, Hurricane Sandy

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.