Union County and Summit City property record for 226 Mountain Ave, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 2,618 sqft · built 1939 |
| Lot Size | 0.217 acres (9,453 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,680,000 (Jun 2026) |
| Tax Bill | $16,789 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-04707-0000-00019 |
| Primary APN | 18-04707-0000-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,618 sqft Living Area |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Construction Type | Frame |
| Lot Area | 9,453 sqft (0.217 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800094F00012 |
|---|---|
| Street Address | 226 MOUNTAIN AVE |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 4707 |
| Legal Lot Number | 19 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 37900 |
Source: Union County and Summit City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 226 MOUNTAIN AVE, SUMMIT, NJ 07901-3208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC |
| Dec 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 22, 2026 · Amount on Record |
| Deed Sale | Jun 22, 2026 · Amount on Record |
| Prior Sale | Jun 19, 2015 · Amount on Record |
| Deed Document Number | 202655664 |
| Deed Book / Page | 6622 / 2503 |
| Prior Transfer Date | May 10, 2010 |
| Prior Transfer Doc | 0058260858 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 22, 2026 |
| Property Address | 226 MOUNTAIN AVE, SUMMIT, NJ 07901-3208 |
| Document Number | 0000055664 |
| Book / Page | 6622 / 2503 |
| Instrument Date | May 27, 2026 |
| Instrument | 202655664 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2026 |
| Title Company | CORTES AND HAY TITLE AGENCY INC, CORTES & HAY TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $169,680.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 226 MOUNTAIN AVE, SUMMIT, NJ 07901-3208 |
| Document Number | 0000093788, |
|---|---|
| Date | Jun 22, 2026 |
| Book Page | 15818/2388 |
| Instrument | 202693788 |
| Name | LUMINATE HOME LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 226 MOUNTAIN AVE, SUMMIT, NJ 07901-3208 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2023 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0151132455 |
|---|---|
| Date | Dec 1, 2021 |
| Book Page | 15113/2455 |
| Instrument | 26095 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2041 |
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $375,500 (-) Land $172,900 Building $202,600 | $375,500 (-) Land $172,900 Building $202,600 | |
| 2025 | $16,789.00 (+2.64%) | $375,500 (-) Land $172,900 Building $202,600 | $375,500 (-) Land $172,900 Building $202,600 |
| 2024 | $16,357.00 (+1.71%) | ||
| 2023 | $375,500 Land $172,900 Building $202,600 | $375,500 Land $172,900 Building $202,600 | |
| 2022 | $16,082.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1999–2021) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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